Key Retirement Solutions Limited

Reference number: 224987

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When keyadvice.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 188 4822 is
  • Who else gives the postcode PR2 9ZH
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Key Trading name
  • Key Equity Release Trading name
  • Key Later Life Finance Trading name
  • Key Partnerships Trading name
  • Key Retirement Trading name
  • Standard Life Equity Release Trading name
  • The Equity Release Experts Trading name
  • Key Retirement Solutions Annuity Service Former trading name
  • MAB Later Life Former trading name
  • MAB LL Former trading name
  • Mortgage Advice Bureau Later Life Former trading name
  • www.equityrelease.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02457440
Company status
Active
Company type
Private limited company
Incorporated
9 January 1990 (36 years old)
Registered office
Baines House Midgery Court, Pittman Way, Fulwood, Preston, PR2 9ZH
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Christopher Thompson Director Nov 1972 11 Mar 2014 35 other companies
William Benjamin Hale Director Oct 1975 16 Oct 2017 23 other companies
Lukas Martin Bucher Director Nov 1976 26 Sep 2018 4 other companies
Stephen James Groves Director Jan 1975 26 Sep 2018 44 other companies
David Thomas Mcaree Young Director Jun 1961 26 Sep 2018 42 other companies
Andrew David Deakin Director Mar 1973 26 Sep 2018 8 other companies
Jane Anne Kennedy Director Feb 1963 8 Jul 2024 20 other companies
James Tristan Perkin Director Sep 1980 28 Jan 2026 27 other companies

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
137
closed down
38
went insolvent
1

In the full report: all 137 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 18 on the FCA register
  • The 31 companies these 8 directors run together
  • All 26 people who have ever been directors, with their dates
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Key dates in its history

Key Retirement Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (68)

2016

6 April 2016

  • Krs Finance Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2003

18 December 2003

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

14 September 1995

  • Board replaced: both directors left and 2 new directors took over

Companies House

1990

9 January 1990

  • Incorporated at Companies House

Companies House

In the full report: all 68 events

  • All 68 events in its history (6 shown here)
  • Every director appointment and resignation: 43
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Firms connected to Key Retirement Solutions

Other FCA-listed firms that share a director, phone number or address with Key Retirement Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its postcode
5

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Key Retirement Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Preston

Ashley CourtPrestonAuthorisedChris O'Connor and Associates LimitedPrestonAuthorisedHart Mortgages LimitedPrestonAuthorisedHopewells Simply Finance LtdPrestonAuthorisedKey Mortgage Advice LimitedPrestonAuthorisedPink Elephant Finance LtdPrestonSee the register

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key Retirement Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 137 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 68 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Key Retirement Solutions Limited FCA authorised?
Yes, Key Retirement Solutions Limited (FRN 224987) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2003 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Key Retirement Solutions’ phone number and website?
The FCA register lists the phone number 0800 188 4822 and the website keyadvice.co.uk for Key Retirement Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Key Retirement Solutions a scam or clone?
Key Retirement Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key Retirement Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Key Retirement Solutions to the Financial Ombudsman Service, free of charge.
Who owns Key Retirement Solutions?
Key Retirement Solutions is owned by Krs Finance Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Key Retirement Solutions?
Companies House lists 8 directors of Key Retirement Solutions: Simon Christopher Thompson, William Benjamin Hale, Lukas Martin Bucher, Stephen James Groves, David Thomas McAree Young, Andrew David Deakin and 2 more.
How long has Key Retirement Solutions been in business?
The company was formed on 9 January 1990, and has held its current FCA authorisation since December 2003.
Does Key Retirement Solutions use any other names?
It trades as Key, Key Equity Release, Key Later Life Finance, Key Partnerships and Key Retirement, and 2 more names. It has previously used 5 other names, including Key Retirement Solutions Annuity Service, MAB Later Life and MAB LL.

Sources and links

The full report on Key Retirement Solutions Limited

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