Key4lets Limited

Reference number: 805404

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Safe & Secure Insurance Services Limited Reference number: 300564 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Key4lets Limited (FRN 805404) introduces customers to Safe & Secure Insurance Services Limited (FRN 300564). Any regulated advice or arranging is done by the principal, not Key4lets.
  • Example: if Key4lets refers you to a financial adviser, the advice should come from the principal firm, not from Key4lets itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07961 034915

  • Address

    27 Morningside, Washington, Tyne and Wear, NE38 9JH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07961 034915 is
  • Who else gives the postcode NE38 9JH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Safe & Secure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
KEY4LETS LTD
Company number
07483502
Company status
Active
Company type
Private limited company
Incorporated
5 January 2011 (15 years old)
Registered office
Key4lets Ltd Registered Office 11 Defender Court, Sunderland Enterprise Park, Sunderland, Tyne And Wear, SR5 3PE, England
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Scope Director Feb 1963 30 Oct 2020 2 other companies
Julie Scope Director Dec 1966 14 Feb 2025 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£32.7k

−9.4% from £36.1k

Employees (average)

4

Same as 4

Owed within a year

£29.5k

+35% from £21.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07483502. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key4lets’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2021

18 March 2021

  • Julie Scope became the majority owner (50–75% of shares)

Companies House

2020

1 November 2020

  • Julie Scope stopped being a part-owner
  • Nigel Scope gained significant control

Companies House

2018

30 June 2018

  • Julie Howe stopped being a part-owner

Companies House

29 March 2018

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Julie Howe became a part-owner (25–50% of shares)
  • Julie Scope became a part-owner (25–50% of shares)

Companies House

2011

5 January 2011

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms like Key4lets

Other firms of the same type (insurance broker), nearest first.

In the Newcastle (NE) postcode area

Barkley Jonson LimitedGatesheadAppointed representativeBespoke Financial Protect LimitedHexhamAppointed representativeBSC Financial Services LtdGatesheadAppointed representativeBuild Warranty Insurance Services LtdGatesheadAppointed representativeC A Reed & C L BowmanHexhamAppointed representativeClare Clarkson Wealth Management LimitedNewcastle Upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key4lets

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Key4lets Limited FCA authorised?
Key4lets Limited (FRN 805404) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Key4lets?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Key4lets Limited (FRN 805404) introduces customers to Safe & Secure Insurance Services Limited (FRN 300564). Any regulated advice or arranging is done by the principal, not Key4lets. Example: if Key4lets refers you to a financial adviser, the advice should come from the principal firm, not from Key4lets itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Key4lets’ phone number?
The FCA register lists the phone number 07961 034915 for Key4lets. If you were given different contact details, use these to check with the firm before going any further.
Is Key4lets a scam or clone?
Key4lets is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key4lets?
Protection works through Safe & Secure Insurance Services Limited, the principal firm responsible for Key4lets's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Key4lets?
Companies House lists 2 people with significant control of Key4lets: Mrs Julie Scope (50–75% of shares) and Mr Nigel Scope (significant influence or control). Before that, it was controlled by Mrs Julie Howe.
Who runs Key4lets?
Companies House lists 2 directors of Key4lets: Nigel Scope and Julie Scope.
How long has Key4lets been in business?
The company was formed on 5 January 2011.
What do Key4lets’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £32.7k (−9.4% from £36.1k).

Sources and links

The full report on Key4lets Limited

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