KH&C Ltd

Reference number: 947015

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kingcf.co.uk first appeared online, and whether it can receive email
  • What kind of line 01495 616700 is, and the other firm that gives it
  • Who else gives the postcode NP4 0HZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • King's Commercial Finance Trading name
  • King's Estate Planning Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12715731
Company status
Active
Company type
Private limited company
Incorporated
3 July 2020 (6 years old)
Registered office
Oak Suite Mamhilad House, Mamhilad Park Estate, Pontypool, NP4 0HZ, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil King Director May 1970 3 Jul 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£14.8k

Up £22.1k from −£7,245

Employees (average)

1

Same as 1

Owed within a year

£6,026

−61% from £15.3k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12715731. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kh&c’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2022

6 May 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

3 July 2020

  • Incorporated at Companies House
  • Neil King took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Kh&c

Other FCA-listed firms that share a director, phone number or address with Kh&c. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Kh&c

Other firms of the same type (credit broker), nearest first.

In Pontypool

M A DoblePontypoolAuthorisedPeter GabrielPontypoolAuthorisedPaul WardPontypoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kh&c

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is KH&C Ltd FCA authorised?
Yes, KH&C Ltd (FRN 947015) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2022 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Kh&c’s phone number and website?
The FCA register lists the phone number 01495 616700 and the website kingcf.co.uk for Kh&c. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Kh&c a scam or clone?
Kh&c is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kh&c?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Kh&c handles your money, so check the specific product before you commit. You can also refer complaints about Kh&c to the Financial Ombudsman Service, free of charge.
Who owns Kh&c?
Companies House lists one person with significant control of Kh&c: Mr Neil King (75–100% of shares).
Who runs Kh&c?
Companies House lists one director of Kh&c: Neil King.
How long has Kh&c been in business?
The company was formed on 3 July 2020, and has held its current FCA authorisation since May 2022.
What do Kh&c’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £14.8k (up £22.1k from −£7,245).
Does Kh&c use any other names?
It trades as King's Commercial Finance and King's Estate Planning.

Sources and links

The full report on KH&C Ltd

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