Kieran Fowley

Reference number: 916046

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Appointed representative

Kieran Fowley does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kieran Fowley (FRN 916046) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kieran Fowley's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kieran Fowley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07432 213084 is
  • Who else gives the postcode KY13 8AN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kieran Fowley Wealth Management Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Kieran Fowley’s history from the FCA register and Companies House, newest first.

2025

17 January 2025

  • Changed its registered name from "Kieran Fowley Wealth Management"

FCA register

2021

6 October 2021

  • Changed its registered name from "Kieran Fowley"

FCA register

2019

30 October 2019

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
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Firms connected to Kieran Fowley

Other FCA-listed firms that share a director, phone number or address with Kieran Fowley. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Kieran Fowley

Other firms of the same type (financial adviser), nearest first.

In Kinross

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kieran Fowley

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kieran Fowley FCA authorised?
Kieran Fowley (FRN 916046) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kieran Fowley?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kieran Fowley (FRN 916046) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kieran Fowley's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kieran Fowley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kieran Fowley’s phone number and website?
The FCA register lists the phone number 07432 213084 and the website partnership.sjp.co.uk/partner/kieranfowley for Kieran Fowley. If you were given different contact details, use these to check with the firm before going any further.
Is Kieran Fowley a scam or clone?
Kieran Fowley is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kieran Fowley?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Kieran Fowley's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Kieran Fowley use any other names?
It trades as Kieran Fowley Wealth Management.

Sources and links

The full report on Kieran Fowley

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