Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 December 2025
Responsible principal firm
Laven Advisors LLP Reference number: 447282 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Kilter Finance Services Limited (FRN 1033870) is an AR of Laven Advisors LLP (FRN 447282). When you use Kilter Finance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Kilter Finance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Cannon Green, 27 Bush Lane, London, EC4R 0AA, United Kingdom
In the full report: 3 background checks
- When kilterfinance.com first appeared online, and whether it can receive email
- What kind of line 07578 077145 is
- Who else gives the postcode EC4R 0AA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Laven Advisors LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12488452 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 February 2020 (6 years old)
- Registered office
- Cannon Green, 27 Bush Lane, London, EC4R 0AA, England
- Nature of business
-
- Combined office administrative service activities (SIC 82110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dan Joseph Knipe | Director | Feb 1980 | 27 Feb 2020 | 1 other company |
| Anirban Ghosh | Director | Mar 1987 | 13 Mar 2020 | 2 other companies |
| Varun Khanna | Director | Jun 1980 | 13 Mar 2020 | 5 other companies |
| John Mark Laidlaw | Director | Jun 1966 | 21 Jun 2021 | 36 other companies |
| Nicholas Kingsley Duxbury | Director | Jan 1995 | 21 Mar 2025 | 1 other company |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 42
- closed down
- 10
- are FCA-registered
- 11
In the full report: all 42 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 11 on the FCA register
- The 1 company these 5 directors run together
Filed accounts and finances
Net assets
£138k
−84% from £834k
Cash at bank
£97.2k
+25% from £77.5k
Employees (average)
8
−11% from 9
Owed within a year
£523k
+50% from £348k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12488452. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Kilter Finance Services’s history from the FCA register and Companies House, newest first.
2025
4 June 2025
- Became an appointed representative
FCA register
2020
27 February 2020
- Incorporated at Companies House
- Dan Joseph Knipe gained significant control
Companies House
In the full report: all 8 events
- All 8 events in its history (3 shown here)
- Every director appointment and resignation: 5
Firms connected to Kilter Finance Services
Other FCA-listed firms that share a director, phone number or address with Kilter Finance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 9
- no longer authorised
- 1
- share a director
- 4
In the full report: all 9 connected firms, named
- How each is linked: shared directors (4), the same postcode (5)
- Who links each one: the named directors, with dates
- 7 past links through former directors
Firms like Kilter Finance Services
Other firms of the same type (investment or fund manager), nearest first.
In the Central London (EC) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kilter Finance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 42 other companies its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
- 9 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk