Kilter Finance Services Limited

Reference number: 1033870

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kilter Finance Services Limited (FRN 1033870) is an AR of Laven Advisors LLP (FRN 447282). When you use Kilter Finance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kilter Finance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kilterfinance.com first appeared online, and whether it can receive email
  • What kind of line 07578 077145 is
  • Who else gives the postcode EC4R 0AA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Laven Advisors LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 February 2020 (6 years old)
Registered office
Cannon Green, 27 Bush Lane, London, EC4R 0AA, England
Nature of business
  • Combined office administrative service activities (SIC 82110)

Directors and company secretaries

Name Role Born Appointed Other companies
Dan Joseph Knipe Director Feb 1980 27 Feb 2020 1 other company
Anirban Ghosh Director Mar 1987 13 Mar 2020 2 other companies
Varun Khanna Director Jun 1980 13 Mar 2020 5 other companies
John Mark Laidlaw Director Jun 1966 21 Jun 2021 36 other companies
Nicholas Kingsley Duxbury Director Jan 1995 21 Mar 2025 1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
10
are FCA-registered
11

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 11 on the FCA register
  • The 1 company these 5 directors run together
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£138k

−84% from £834k

Cash at bank

£97.2k

+25% from £77.5k

Employees (average)

8

−11% from 9

Owed within a year

£523k

+50% from £348k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12488452. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kilter Finance Services’s history from the FCA register and Companies House, newest first.

2025

4 June 2025

  • Became an appointed representative

FCA register

2020

27 February 2020

  • Incorporated at Companies House
  • Dan Joseph Knipe gained significant control

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Kilter Finance Services

Other FCA-listed firms that share a director, phone number or address with Kilter Finance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
no longer authorised
1
share a director
4

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (4), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 7 past links through former directors
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Firms like Kilter Finance Services

Other firms of the same type (investment or fund manager), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kilter Finance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kilter Finance Services Limited FCA authorised?
Kilter Finance Services Limited (FRN 1033870) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kilter Finance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kilter Finance Services Limited (FRN 1033870) is an AR of Laven Advisors LLP (FRN 447282). When you use Kilter Finance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kilter Finance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kilter Finance Services’ phone number and website?
The FCA register lists the phone number 07578 077145 and the website kilterfinance.com for Kilter Finance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Kilter Finance Services a scam or clone?
Kilter Finance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kilter Finance Services?
Protection works through Laven Advisors LLP, the principal firm responsible for Kilter Finance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kilter Finance Services?
Companies House lists one person with significant control of Kilter Finance Services: Mr Dan Joseph Knipe (significant influence or control).
Who runs Kilter Finance Services?
Companies House lists 5 directors of Kilter Finance Services: Dan Joseph Knipe, Anirban Ghosh, Varun Khanna, John Mark Laidlaw and Nicholas Kingsley Duxbury.
How long has Kilter Finance Services been in business?
The company was formed on 27 February 2020.
What do Kilter Finance Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £138k (−84% from £834k) and cash at bank of £97.2k (+25% from £77.5k).

Sources and links

The full report on Kilter Finance Services Limited

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