Kin Lifetime Planning Limited

Reference number: 953532

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kin Lifetime Planning Limited (FRN 953532) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kin Lifetime Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kin Lifetime Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lpfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07779 230449 is
  • Who else gives the postcode NG14 5EX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Leckie Presley Financial Consultancy Limited Former name: A name it was registered under before.
  • LP Financial Consultancy Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 April 2021 (5 years old)
Registered office
Bingley House Meadow Lane, Burton Joyce, Nottingham, Nottinghamshire, NG14 5EX, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Leckie Jayne Presley Director Jan 1985 20 Apr 2021 None
John Robert Ralph Presley (Dr) Director Jun 1981 1 Sep 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£46.7k

−69% from £151k

Cash at bank

£20.4k

+108% from £9,785

Employees (average)

7

+40% from 5

Owed within a year

£157k

−4.3% from £165k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13347751. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kin Lifetime Planning’s history from the FCA register and Companies House, newest first.

2024

21 March 2024

  • Changed its registered name from "Leckie Presley Financial Consultancy Limited"

FCA register

2021

1 September 2021

  • John Robert Ralph Presley became a part-owner (25–50% of shares)

Companies House

24 June 2021

  • Became an appointed representative

FCA register

20 April 2021

  • Incorporated at Companies House
  • Leckie Jayne Presley became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Kin Lifetime Planning

Other firms of the same type (financial adviser), nearest first.

In the Nottingham (NG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kin Lifetime Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Kin Lifetime Planning Limited FCA authorised?
Kin Lifetime Planning Limited (FRN 953532) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kin Lifetime Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kin Lifetime Planning Limited (FRN 953532) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kin Lifetime Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kin Lifetime Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kin Lifetime Planning’s phone number and website?
The FCA register lists the phone number 07779 230449 and the website lpfinancial.co.uk for Kin Lifetime Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Kin Lifetime Planning a scam or clone?
Kin Lifetime Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kin Lifetime Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Kin Lifetime Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kin Lifetime Planning?
Companies House lists 2 people with significant control of Kin Lifetime Planning: Dr John Robert Ralph Presley (25–50% of shares) and Mrs Leckie Jayne Presley (25–50% of shares).
Who runs Kin Lifetime Planning?
Companies House lists 2 directors of Kin Lifetime Planning: Leckie Jayne Presley and John Robert Ralph Presley (Dr).
How long has Kin Lifetime Planning been in business?
The company was formed on 20 April 2021.
What do Kin Lifetime Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £46.7k (−69% from £151k) and cash at bank of £20.4k (+108% from £9,785).
Does Kin Lifetime Planning use any other names?
It has previously used 2 other names: Leckie Presley Financial Consultancy Limited and LP Financial Consultancy.

Sources and links

The full report on Kin Lifetime Planning Limited

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