Kingsmill Finance Ltd

Reference number: 671471

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When kingsmillfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07789 987956 is
  • Who else gives the postcode BT35 7BP
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 January 2012 (14 years old)
Registered office
109 Kingsmill Road, Divernagh, Bessbrook, Newry, Co. Down, BT35 7BP
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Claire Cartmill Director Aug 1973 19 Jan 2012 None
Gordon Cartmill Director Mar 1973 19 Jan 2012 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£149k

<1% from £150k

Employees (average)

1

Same as 1

Owed within a year

£32.0k

−38% from £51.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI610774. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kingsmill Finance’s history from the FCA register and Companies House, newest first.

2017

28 February 2017

  • Clare Cartmill became a part-owner (25–50% of shares)
  • Gordon Cartmill became a part-owner (25–50% of shares)

Companies House

2015

11 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

19 January 2012

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Kingsmill Finance

Other firms of the same type (credit broker), nearest first.

In Newry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kingsmill Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Kingsmill Finance Ltd FCA authorised?
Yes, Kingsmill Finance Ltd (FRN 671471) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Kingsmill Finance’s phone number and website?
The FCA register lists the phone number 07789 987956 and the website kingsmillfinance.co.uk for Kingsmill Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Kingsmill Finance a scam or clone?
Kingsmill Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kingsmill Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Kingsmill Finance handles your money, so check the specific product before you commit. You can also refer complaints about Kingsmill Finance to the Financial Ombudsman Service, free of charge.
Who owns Kingsmill Finance?
Companies House lists 2 people with significant control of Kingsmill Finance: Clare Cartmill (25–50% of shares) and Mr Gordon Cartmill (25–50% of shares).
Who runs Kingsmill Finance?
Companies House lists 2 directors of Kingsmill Finance: Claire Cartmill and Gordon Cartmill.
How long has Kingsmill Finance been in business?
The company was formed on 19 January 2012, and has held its current FCA authorisation since September 2015.
What do Kingsmill Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £149k (<1% from £150k).

Sources and links

The full report on Kingsmill Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…