On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Barons Court, Manchester Road, Wilmslow, Cheshire, SK9 1BQ, United Kingdom
In the full report: 1 background check
- Who else gives the postcode SK9 1BQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Kingsway Finance and Praetura Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03072782 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 June 1995 (31 years old)
- Registered office
- Barons Court, Manchester Road, Wilmslow, Cheshire, SK9 1BQ, England
- Nature of business
-
- Financial leasing (SIC 64910)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Nicholas Bradbury | Director | Jan 1962 | 3 Oct 2016 | 4 other companies |
| Peadar James O'Reilly | Director | Nov 1976 | 21 Dec 2018 | 85 other companies |
| Jack Daniel Summers | Director | Sep 1984 | 21 Dec 2018 | 13 other companies |
| Richard Simmons | Director | Feb 1978 | 12 Jun 2025 | None |
| Neil Andrew Mellor | Secretary | Not published | 29 Apr 2026 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 86
- closed down
- 39
- went insolvent
- 1
In the full report: all 86 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 5 on the FCA register, including one no longer authorised
- The 12 companies these 4 directors run together
- All 10 people who have ever been directors, with their dates
Key dates in its history
Kingsway Asset Finance’s history from the FCA register and Companies House, newest first.
2026
9 March 2026
- Registered with the FCA
FCA register
2016
6 April 2016
- Kingsway Financial Group Holdings Limited took control (75–100% of shares)
Companies House
1999
2 June 1999
- Board replaced: its only director left and a new director took over
Companies House
1995
27 June 1995
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (4 shown here)
- Every director appointment and resignation: 12
Firms connected to Kingsway Asset Finance
Other FCA-listed firms that share a director, phone number or address with Kingsway Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 3
- share its postcode
- 4
In the full report: all 7 connected firms, named
- How each is linked: shared directors (3), the same postcode (4)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Get the full report on Kingsway Asset Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 86 other companies its directors have run, named
- 1 background check on its contact details
- All 17 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Kingsway Asset Finance Ltd FCA authorised?
Is Kingsway Asset Finance a scam or clone?
Is my money safe with Kingsway Asset Finance?
Who owns Kingsway Asset Finance?
Who runs Kingsway Asset Finance?
How long has Kingsway Asset Finance been in business?
Does Kingsway Asset Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk