Kinherit Ltd

Reference number: 998953

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Integro Funding Limited Reference number: 772858 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Kinherit Ltd (FRN 998953) introduces customers to Integro Funding Limited (FRN 772858). Any regulated advice or arranging is done by the principal, not Kinherit.
  • Example: if Kinherit refers you to a financial adviser, the advice should come from the principal firm, not from Kinherit itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kinherit.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 302 1888 is
  • Who else gives the postcode BS32 4QH
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Squiggle Consult Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Integro Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11500962
Company status
Active
Company type
Private limited company
Incorporated
6 August 2018 (8 years old)
Registered office
Bradbrooke House Almondsbury Business Centre, Woodlands, Bristol, BS32 4QH, United Kingdom
Nature of business
  • Business and domestic software development (SIC 62012)
  • Activities of patent and copyright agents; other legal activities not elsewhere classified (SIC 69109)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Lindhardt Thomson Director Aug 1977 6 Aug 2018 9 other companies
Thomas Peter Maxwell King Director Jan 1980 15 Sep 2018 3 other companies
Benjamin Timothy Francis Mason Director Dec 1982 15 Sep 2018 11 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
13
went insolvent
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 3 directors run together
Instant PDF download

Filed accounts and finances

15 months to 31 December 2025Small company accountsNot audited

Net assets

−£24.7k

Up £401k from −£425k

Cash at bank

£89.2k

+13% from £78.9k

Employees (average)

30

+20% from 25

Owed within a year

£264k

−51% from £541k

Net assets are negative: on its last balance sheet the company owed £24.7k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11500962. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kinherit’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

3 July 2023

  • Became an introducer appointed representative

FCA register

2018

15 September 2018

  • Benjamin Timothy Francis Mason became a part-owner (25–50% of shares)
  • Thomas Peter Maxwell King became a part-owner (25–50% of shares)

Companies House

6 August 2018

  • Incorporated at Companies House
  • Richard Lindhardt Thomson became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Kinherit

Other FCA-listed firms that share a director, phone number or address with Kinherit. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
1
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (1), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Kinherit

Other firms of the same type (credit broker), nearest first.

In Bristol

James AlsopBristolAppointed representativeBristol Rose Commercial LimitedBristolAppointed representativeCarmen Maria TanasoiuBristolAppointed representativeFinance Advice Centre (Bristol) LtdBristolAppointed representativeFolocumservices LimitedBristolAppointed representativeFS4U LtdBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kinherit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Kinherit Ltd FCA authorised?
Kinherit Ltd (FRN 998953) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Kinherit?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Kinherit Ltd (FRN 998953) introduces customers to Integro Funding Limited (FRN 772858). Any regulated advice or arranging is done by the principal, not Kinherit. Example: if Kinherit refers you to a financial adviser, the advice should come from the principal firm, not from Kinherit itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kinherit’s phone number and website?
The FCA register lists the phone number 0117 302 1888 and the website kinherit.co.uk for Kinherit. If you were given different contact details, use these to check with the firm before going any further.
Is Kinherit a scam or clone?
Kinherit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kinherit?
Protection works through Integro Funding Limited, the principal firm responsible for Kinherit's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kinherit?
Companies House lists 3 people with significant control of Kinherit: Mr Thomas Peter Maxwell King (25–50% of shares), Mr Benjamin Timothy Francis Mason (25–50% of shares) and Mr Richard Lindhardt Thomson (25–50% of shares).
Who runs Kinherit?
Companies House lists 3 directors of Kinherit: Richard Lindhardt Thomson, Thomas Peter Maxwell King and Benjamin Timothy Francis Mason.
How long has Kinherit been in business?
The company was formed on 6 August 2018.
What do Kinherit’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£24.7k (up £401k from −£425k) and cash at bank of £89.2k (+13% from £78.9k).
Does Kinherit use any other names?
It trades as Squiggle Consult.

Sources and links

The full report on Kinherit Ltd

£19.99 · Instant PDF download

Loading secure checkout…