Authorisation being cancelled
This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
LM01.G01, The Leather Market, 11-13 Weston Street, London, SE1 3ER, United Kingdom
In the full report: 3 background checks
- When firstmortgage.co.uk first appeared online, and whether it can receive email
- What kind of line 0131 220 6205 is, and the other firm that gives it
- Who else gives the postcode SE1 3ER
Other names (2)
If you were contacted under any of these names, it is this firm.
- First Mortgage Direct Trading name: A name it trades under now.
- Kinleigh Folkard & Hayward Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
Limits on what they may do
-
Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Company number
- 02701285 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 March 1992 (34 years old)
- Registered office
- Capital House Pride Place, Pride Park, Derby, DE24 8QR, United Kingdom
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ian Robert Mcgrail | Director | Sep 1979 | 3 Dec 2025 | 12 other companies |
| Gareth John Herbert | Director | Feb 1970 | 22 Sep 2026 | 36 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 37
- closed down
- 1
- are FCA-registered
- 14
In the full report: all 37 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 14 on the FCA register
- The 11 companies these 2 directors run together
- All 11 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£1.60m
No earlier figure to compare
Profit before tax
£859k
No earlier figure to compare
Net assets
£59.4k
No earlier figure to compare
Cash at bank
£317k
No earlier figure to compare
Its next accounts are overdue at Companies House.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02701285. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Kinleigh Financial Services’s history from the FCA register and Companies House, newest first.
2025
3 December 2025
- Board replaced: all 3 directors left and a new director took over
- First Mortgage Direct Limited took control (75–100% of shares)
- Kinleigh Limited gave up control
Companies House
2017
1 January 2017
- Kinleigh Limited took control (75–100% of shares)
Companies House
2016
16 May 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Applied to cancel its FCA authorisation
FCA register
1992
27 March 1992
- Incorporated at Companies House
Companies House
In the full report: all 30 events
- All 30 events in its history (8 shown here)
- Every director appointment and resignation: 18
Firms connected to Kinleigh Financial Services
Other FCA-listed firms that share a director, phone number or address with Kinleigh Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
- share its phone number
- 1
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (1)
- Who links each one: the named directors, with dates
Firms like Kinleigh Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kinleigh Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 37 other companies its directors have run, named
- 3 background checks on its contact details
- All 30 events in its history
- 12 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Kinleigh Financial Services Limited FCA authorised?
What is Kinleigh Financial Services’ phone number and website?
Is Kinleigh Financial Services a scam or clone?
Is my money safe with Kinleigh Financial Services?
Who owns Kinleigh Financial Services?
Who runs Kinleigh Financial Services?
How long has Kinleigh Financial Services been in business?
What do Kinleigh Financial Services’ latest accounts show?
Does Kinleigh Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk