Kis Finance Limited

Reference number: 734892

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kisbridgingloans.co.uk first appeared online, and whether it can receive email
  • What kind of line 01884 669099 is
  • Who else gives the postcode HU3 4HH
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Broker Packaging Trading name
  • Dolphin Loans Trading name
  • KIS Bridging Loans Trading name
  • KIS Loans Trading name
  • The Personal Finance Centre Trading name
  • Key Loans & Mortgages Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06524192
Company status
Active
Company type
Private limited company
Incorporated
5 March 2008 (18 years old)
Registered office
One Business Village, West Dock Street, Hull, HU3 4HH, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Holly Jade Andrews Director May 1988 1 Sep 2015 1 other company
Daniel Robert Wilkin Director Oct 1983 1 Apr 2025 1 other company
James Alexander O'Reilly Director Apr 1985 22 Jan 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£199k

Up £224k from −£24.8k

Cash at bank

£226k

No earlier figure to compare

Employees (average)

20

+233% from 6

Owed within a year

£296k

+176% from £107k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06524192. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kis Finance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (23)

2025

24 July 2025

  • Changed its registered name from "Key Loans & Mortgages Limited"

FCA register

2020

12 November 2020

  • Holly Jade Andrews became the majority owner (50–75% of shares)
  • Neil Andrews gave up control

Companies House

2016

30 November 2016

  • Neil Andrews took control (75–100% of shares)

Companies House

11 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

5 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Kis Finance

Other FCA-listed firms that share a director, phone number or address with Kis Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Kis Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hull

Cheap Mortgages LimitedHullAuthorisedP&D FinancialHullAuthorisedPride Protect Life LimitedHullAuthorisedSutton Mortgage Brokers LtdHullAuthorisedAcorn Associates Inc. LtdHullAppointed representativeAshley TrevarrowHullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kis Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kis Finance Limited FCA authorised?
Yes, Kis Finance Limited (FRN 734892) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Kis Finance’s phone number and website?
The FCA register lists the phone number 01884 669099 and the website kisbridgingloans.co.uk for Kis Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Kis Finance a scam or clone?
Kis Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kis Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Kis Finance to the Financial Ombudsman Service, free of charge.
Who owns Kis Finance?
Companies House lists one person with significant control of Kis Finance: Miss Holly Jade Andrews (50–75% of shares). Before that, it was controlled by Mr Neil Andrews.
Who runs Kis Finance?
Companies House lists 3 directors of Kis Finance: Holly Jade Andrews, Daniel Robert Wilkin and James Alexander O'Reilly.
How long has Kis Finance been in business?
The company was formed on 5 March 2008, and has held its current FCA authorisation since November 2016.
What do Kis Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £199k (up £224k from −£24.8k) and cash at bank of £226k (no earlier figure to compare).
Does Kis Finance use any other names?
It trades as Broker Packaging, Dolphin Loans, KIS Bridging Loans, KIS Loans and The Personal Finance Centre. It has previously used the name Key Loans & Mortgages Limited.

Sources and links

The full report on Kis Finance Limited

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