KJD20 Ltd

Reference number: 1044543

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025
1 thing worth a closer look in the background checks

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
KJD20 Ltd (FRN 1044543) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use KJD20's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from KJD20, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mcleanandpartnerswm.co.uk (opens in a new tab)
Phone number

0131 303 0073
Address

St. James Place, 18-22 Melville Street, Edinburgh, Midlothian, EH3 7NS, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When mcleanandpartnerswm.co.uk first appeared online, and whether it can receive email
What kind of line 0131 303 0073 is
Whether EH3 7NS is a shared office: 52 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

McLean & Partners Wealth Management Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC865401 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 October 2025 (1 year old)
Registered office: 6 St. Colme Street, Edinburgh, EH3 6AD, Scotland
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Steven John Noble	Director	Aug 1986	6 Oct 2025	None
Stuart Scott Mclean	Director	Nov 1970	12 Feb 2026	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Key dates in its history

Kjd20’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

12 February 2026

Stuart Scott McLean became the majority owner (50–75% of shares)

Companies House · FCA register

2025

21 November 2025

Became an appointed representative

FCA register

6 October 2025

Incorporated at Companies House
Steven John Noble became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms like Kjd20

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Royal College Of Surgeons Of EdinburghEdinburghAppointed representative AB1 Financial Planning LtdEdinburghAppointed representative Adam LeechEdinburghAppointed representative Adrian HangerEdinburghAppointed representative Alasdair McLeishEdinburghAppointed representative Alex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kjd20

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details, 1 flagged
All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is KJD20 Ltd FCA authorised?

KJD20 Ltd (FRN 1044543) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Kjd20?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KJD20 Ltd (FRN 1044543) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kjd20's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kjd20, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Kjd20’s phone number and website?

The FCA register lists the phone number 0131 303 0073 and the website mcleanandpartnerswm.co.uk for Kjd20. If you were given different contact details, use these to check with the firm before going any further.

Is Kjd20 a scam or clone?

Kjd20 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Kjd20?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Kjd20's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Kjd20?

Companies House lists 2 people with significant control of Kjd20: Mr Stuart Scott McLean (50–75% of shares) and Mr Steven John Noble (25–50% of shares).

Who runs Kjd20?

Companies House lists 2 directors of Kjd20: Steven John Noble and Stuart Scott McLean.

How long has Kjd20 been in business?

The company was formed on 6 October 2025.

Does Kjd20 use any other names?

It trades as McLean & Partners Wealth Management.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk