KKD Finance Ltd

Reference number: 664905

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kkdfinance.com first appeared online, and whether it can receive email
  • What kind of line 01603 258780 is
  • Who else gives the postcode NR11 6FD
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06881216
Company status
Active
Company type
Private limited company
Incorporated
20 April 2009 (17 years old)
Registered office
Unit 1, Aylsham Business Park Richard Oakes Road, Aylsham, Norwich, Norfolk, NR11 6FD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kim Cockaday Director Oct 1961 20 Apr 2009 3 other companies
Julie Cockaday Director Mar 1962 1 May 2024 None
Oliver Jack Cockaday Director May 1996 1 May 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Full accountsNot audited

Net assets

£23.2k

−66% from £68.2k

Cash at bank

£18.9k

−75% from £75.0k

Employees (average)

5

+25% from 4

Owed within a year

£8,906

−55% from £19.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06881216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KKD Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2021

25 August 2021

  • David Charles Underwood stopped being a part-owner

Companies House

2018

31 December 2018

  • Kenneth Michael Cook stopped being a part-owner

Companies House

2016

6 April 2016

  • David Charles Underwood became a part-owner (25–50% of shares)
  • Kenneth Michael Cook became a part-owner (25–50% of shares)
  • Kim Cockaday took control (75–100% of shares)

Companies House

2015

23 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

20 April 2009

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to KKD Finance

Other FCA-listed firms that share a director, phone number or address with KKD Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like KKD Finance

Other firms of the same type (credit broker), nearest first.

In the Norwich (NR) postcode area

Anthony HydeNorwichAuthorisedAudeo FS LimitedNorwichAuthorisedBear Credit LimitedLowestoftAuthorisedC J Ball & SonNorwichAuthorisedChatsbrook Finance LimitedWymondhamAuthorisedColin Frank BeltonLowestoftAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KKD Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is KKD Finance Ltd FCA authorised?
Yes, KKD Finance Ltd (FRN 664905) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is KKD Finance’s phone number and website?
The FCA register lists the phone number 01603 258780 and the website kkdfinance.com for KKD Finance. If you were given different contact details, use these to check with the firm before going any further.
Is KKD Finance a scam or clone?
KKD Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KKD Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how KKD Finance handles your money, so check the specific product before you commit. You can also refer complaints about KKD Finance to the Financial Ombudsman Service, free of charge.
Who owns KKD Finance?
Companies House lists one person with significant control of KKD Finance: Mr Kim Cockaday (75–100% of shares). Before that, it was controlled by Mr Kenneth Michael Cook and Mr David Charles Underwood.
Who runs KKD Finance?
Companies House lists 3 directors of KKD Finance: Kim Cockaday, Julie Cockaday and Oliver Jack Cockaday.
How long has KKD Finance been in business?
The company was formed on 20 April 2009, and has held its current FCA authorisation since July 2015.
What do KKD Finance’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £23.2k (−66% from £68.2k) and cash at bank of £18.9k (−75% from £75.0k).

Sources and links

The full report on KKD Finance Ltd

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