Klarna Financial Services UK Limited

Reference number: 1021834

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When klarna.com first appeared online, and whether it can receive email
  • What kind of line 0808 189 3333 is
  • Who else gives the postcode SE1 7ND
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Klarna Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Limits on what they may do

  • Will not appoint any agents or distributors
    Klarna Financial Services UK Limited will not appoint any agents or distributors

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14290857
Company status
Active
Company type
Private limited company
Incorporated
11 August 2022 (4 years old)
Registered office
10 York Road, London, SE1 7ND, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Niclas Peter Neglen Director Aug 1977 11 Aug 2022 6 other companies
Daniel Messenger Director Jun 1986 17 Feb 2024 None
Michael Cuong Vi Tran Director Mar 1986 20 Apr 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 9 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Klarna Financial Services UK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (21)

2025

28 July 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Will not appoint any agents or distributors)
  • Became an authorised e-money institution

FCA register

2022

11 August 2022

  • Incorporated at Companies House
  • Klarna Bank Ab took control (75–100% of shares)

Companies House

In the full report: all 21 events

  • All 21 events in its history (5 shown here)
  • Every director appointment and resignation: 15
Instant PDF download

Get the full report on Klarna Financial Services UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Klarna Financial Services UK Limited FCA authorised?
Yes, Klarna Financial Services UK Limited (FRN 1021834) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2025 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.
What is Klarna Financial Services UK’s phone number and website?
The FCA register lists the phone number 0808 189 3333 and the website klarna.com/uk for Klarna Financial Services UK. If you were given different contact details, use these to check with the firm before going any further.
Is Klarna Financial Services UK a scam or clone?
Klarna Financial Services UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Klarna Financial Services UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Klarna Financial Services UK to the Financial Ombudsman Service, free of charge.
Who owns Klarna Financial Services UK?
Klarna Financial Services UK is owned by Klarna Bank Ab, which holds 75–100% of shares and 75–100% of votes, since 11 August 2022.
Who runs Klarna Financial Services UK?
Companies House lists 3 directors of Klarna Financial Services UK: Niclas Peter Neglen, Daniel Messenger and Michael Cuong Vi Tran.
How long has Klarna Financial Services UK been in business?
The company was formed on 11 August 2022, and has held its current FCA authorisation since July 2025.
Does Klarna Financial Services UK use any other names?
It trades as Klarna.

Sources and links

The full report on Klarna Financial Services UK Limited

£19.99 · Instant PDF download

Loading secure checkout…