Kmbal Ltd

Reference number: 788504

Instant download

Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kmbal.com first appeared online, and whether it can receive email
  • What kind of line 0121 368 0402 is
  • Who else gives the postcode G1 5LF
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • KMBAL LIMITED Former name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC566580
Company status
Active
Company type
Private limited company
Incorporated
19 May 2017 (9 years old)
Registered office
107 Saltmarket, Glasgow, G1 5LF, Scotland
Nature of business
  • Non-specialised wholesale trade (SIC 46900)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Osman Mohamed Ibrahim Director Aug 1987 19 May 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

−£81.3k

Down £77.6k from −£3,699

Employees (average)

3

Same as 3

Owed within a year

£77.2k

Up £71.1k from £6,097

Net assets are negative: on its last balance sheet the company owed £81.3k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC566580. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kmbal’s history from the FCA register and Companies House, newest first.

2024

23 July 2024

  • Began trading as "Kmbal"

FCA register

2021

8 June 2021

  • Changed its registered name from "KMBAL LIMITED"

FCA register

2018

9 March 2018

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

15 January 2018

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2017

19 May 2017

  • Incorporated at Companies House
  • Osman Mohamed Ibrahim took control (75–100% of shares)
  • Osman Mohamed Ibrahim appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Kmbal

Other firms of the same type (payment or money transfer firm), nearest first.

In the Glasgow (G) postcode area

Centrexcard LimitedGlasgowRegisteredHafiz Bros Travel & Money Transfer LimitedGlasgowAuthorisedSmarttway LtdGlasgowRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kmbal

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Kmbal Ltd FCA authorised?
Yes, Kmbal Ltd (FRN 788504) is registered with the FCA and permitted to provide its regulated services.
What is Kmbal’s phone number and website?
The FCA register lists the phone number 0121 368 0402 and the website kmbal.com for Kmbal. If you were given different contact details, use these to check with the firm before going any further.
Is Kmbal a scam or clone?
Kmbal is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kmbal?
Protection depends on which product you hold and how Kmbal handles your money, so check the specific product before you commit. You can also refer complaints about Kmbal to the Financial Ombudsman Service, free of charge.
Who owns Kmbal?
Companies House lists one person with significant control of Kmbal: Mr Osman Mohamed Ibrahim (75–100% of shares).
Who runs Kmbal?
Companies House lists one director of Kmbal: Osman Mohamed Ibrahim.
How long has Kmbal been in business?
The company was formed on 19 May 2017, and has held its current FCA authorisation since March 2018.
What do Kmbal’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£81.3k (down £77.6k from −£3,699).
Does Kmbal use any other names?
It has previously used the name KMBAL LIMITED.

Sources and links

The full report on Kmbal Ltd

£19.99 · Instant PDF download

Loading secure checkout…