KMS Financial Limited
Reference number: 1003393
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 March 2025
Responsible principal firm
Port Anchor Financial Solutions Limited Reference number: 1007882 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- KMS Financial Limited (FRN 1003393) is an AR of Port Anchor Financial Solutions Limited (FRN 1007882). When you use KMS Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from KMS Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Keevelia, Collingwood Road, St. Margarets-At-Cliffe, Dover, Kent, CT15 6EX, United Kingdom
In the full report: 3 background checks
- When keeveliamortgagesolutions.co.uk first appeared online, and whether it can receive email
- What kind of line 07540 474818 is
- Who else gives the postcode CT15 6EX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Keevelia Mortgage Solutions Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Port Anchor Financial Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14970026 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 June 2023 (3 years old)
- Registered office
- Keevelia Collingwood Road, St. Margarets-At-Cliffe, Dover, CT15 6EX, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Siobhan Heard | Director | Jun 1987 | 29 Jun 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£937
Up £936 from £1
Employees (average)
1
No earlier figure to compare
Owed within a year
£4,534
No earlier figure to compare
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14970026. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
KMS Financial’s history from the FCA register and Companies House, newest first.
2026
11 August 2026
- Changed its registered name from "Keevelia Mortgage Solutions Limited"
FCA register
2023
27 October 2023
- Became an appointed representative
FCA register
29 June 2023
- Incorporated at Companies House
- Siobhan Heard took control (75–100% of shares)
- Siobhan Heard appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like KMS Financial
Other firms of the same type (insurance broker), nearest first.
In Dover
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on KMS Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is KMS Financial Limited FCA authorised?
What does appointed representative mean for KMS Financial?
What is KMS Financial’s phone number and website?
Is KMS Financial a scam or clone?
Is my money safe with KMS Financial?
Who owns KMS Financial?
Who runs KMS Financial?
How long has KMS Financial been in business?
What do KMS Financial’s latest accounts show?
Does KMS Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk