KMS Mortgage Solutions Limited

Reference number: 467411

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KMS Mortgage Solutions Limited (FRN 467411) is an AR of Mortgage Next Network Limited (FRN 300866). When you use KMS Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KMS Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kmsmortgagesolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01404 815369 is
  • Who else gives the postcode EX11 1JR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Kevin Sexton Former name: A name it was registered under before.
  • KMS Mortgage Solutions Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Next Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 March 2026 (less than a year old)
Registered office
21 Heavitree Road, Exeter, EX1 2LD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kevin Michael Sexton Director Nov 1974 27 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

KMS Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2026

17 June 2026

  • Changed its registered name from "Kevin Sexton"

FCA register

27 March 2026

  • Incorporated at Companies House
  • Kevin Michael Sexton took control (75–100% of shares)
  • Kevin Michael Sexton appointed as a director

Companies House

2015

22 April 2015

  • Changed its registered name from "KMS Mortgage Solutions"
  • Began trading as "KMS Mortgage Solutions"

FCA register

2007

2 May 2007

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like KMS Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ottery St. Mary

In the Exeter (EX) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KMS Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is KMS Mortgage Solutions Limited FCA authorised?
KMS Mortgage Solutions Limited (FRN 467411) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for KMS Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KMS Mortgage Solutions Limited (FRN 467411) is an AR of Mortgage Next Network Limited (FRN 300866). When you use KMS Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from KMS Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is KMS Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 01404 815369 and the website kmsmortgagesolutions.co.uk for KMS Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is KMS Mortgage Solutions a scam or clone?
KMS Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KMS Mortgage Solutions?
Protection works through Mortgage Next Network Limited, the principal firm responsible for KMS Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns KMS Mortgage Solutions?
Companies House lists one person with significant control of KMS Mortgage Solutions: Mr Kevin Michael Sexton (75–100% of shares).
Who runs KMS Mortgage Solutions?
Companies House lists one director of KMS Mortgage Solutions: Kevin Michael Sexton.
How long has KMS Mortgage Solutions been in business?
The company was formed on 27 March 2026.
Does KMS Mortgage Solutions use any other names?
It has previously used 2 other names: Kevin Sexton and KMS Mortgage Solutions.

Sources and links

The full report on KMS Mortgage Solutions Limited

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