Kochay Exchange Ltd

Reference number: 937712

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds FCA registration under FRN 928932 →.

Responsible principal firm

Euronet Payment Services Ltd Reference number: 504630 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3859 1758

  • Address

    213 The Broadway Southall, London, Greater London, UB1 1NB, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3859 1758 is
  • Who else gives the postcode UB1 1NB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kochay Exchange & Travel Trading name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12157282
Company status
Active
Company type
Private limited company
Incorporated
15 August 2019 (7 years old)
Registered office
213 The Broadway, Southall, UB1 1NB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Khaled Khan Barwal Director Jan 1978 15 Aug 2019 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£23.7k

−31% from £34.4k

Employees (average)

3

Same as 3

Owed within a year

£19.8k

+168% from £7,412

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12157282. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kochay Exchange’s history from the FCA register and Companies House, newest first.

2021

12 March 2021

  • Began trading as "Kochay Exchange & Travel"

FCA register

2020

3 November 2020

  • Status on the FCA register became "PSD Agent"

FCA register

2019

15 August 2019

  • Incorporated at Companies House
  • Khaled Khan Barwal took control (75–100% of shares)
  • Khaled Khan Barwal appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Kochay Exchange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Kochay Exchange Ltd FCA authorised?
Kochay Exchange Ltd (FRN 937712) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Kochay Exchange’s phone number?
The FCA register lists the phone number 020 3859 1758 for Kochay Exchange. If you were given different contact details, use these to check with the firm before going any further.
Is Kochay Exchange a scam or clone?
Kochay Exchange is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kochay Exchange?
Kochay Exchange is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Kochay Exchange?
Companies House lists one person with significant control of Kochay Exchange: Mr Khaled Khan Barwal (75–100% of shares).
Who runs Kochay Exchange?
Companies House lists one director of Kochay Exchange: Khaled Khan Barwal.
How long has Kochay Exchange been in business?
The company was formed on 15 August 2019.
What do Kochay Exchange’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £23.7k (−31% from £34.4k).
Does Kochay Exchange use any other names?
It trades as Kochay Exchange & Travel.

Sources and links

The full report on Kochay Exchange Ltd

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