Koziwarm Plumbing & Heating Limited
Reference number: 1045787
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 December 2021
Responsible principal firm
SHERMIN FINANCE LIMITED Reference number: 727594 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- KOZIWARM PLUMBING & HEATING LIMITED (FRN 1045787) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use KOZIWARM PLUMBING & HEATING's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from KOZIWARM PLUMBING & HEATING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 5E-5F, Morses Lane, Brightlingsea, Colchester, Essex, CO7 0SF, United Kingdom
In the full report: 3 background checks
- When koziwarm.com first appeared online, and whether it can receive email
- What kind of line 01206 826903 is
- Who else gives the postcode CO7 0SF
Other names (4)
If you were contacted under any of these names, it is this firm.
- HBE Trading name: A name it trades under now.
- HBE HEATING Trading name: A name it trades under now.
- Koziwarm Trading name: A name it trades under now.
- www.hbeheating.co.uk Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10452559 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 October 2016 (9 years old)
- Registered office
- Unit 5e Morses Lane, Brightlingsea, Essex, CO7 0SF
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven John Rollings | Director | May 1974 | 30 Jun 2023 | 13 other companies |
| Jeremy John Strutt | Director | Nov 1970 | 30 Jun 2023 | 9 other companies |
| Anna Maughan | Secretary | Not published | 30 Sep 2022 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 3
- are FCA-registered
- 3
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 8 companies these 2 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£504k
+5.8% from £476k
Cash at bank
£206k
−30% from £293k
Employees (average)
16
+23% from 13
Owed within a year
£355k
+17% from £303k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10452559. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Koziwarm Plumbing & Heating’s history from the FCA register and Companies House, newest first.
2025
13 December 2025
- Became an appointed representative
FCA register
2022
30 September 2022
- Homeserve Membership Limited took control (75–100% of shares)
- Koziwarm Group Limited gave up control
Companies House
2021
17 September 2021
- Koziwarm Group Limited took control (75–100% of shares)
- Terence Maddison gave up control
Companies House
2018
11 January 2018
- Emma Maddison stopped being a part-owner
Companies House
2016
31 October 2016
- Incorporated at Companies House
- Emma Maddison became a part-owner (25–50% of shares)
- Terence Maddison took control (75–100% of shares)
Companies House
In the full report: all 24 events
- All 24 events in its history (9 shown here)
- Every director appointment and resignation: 10
Firms connected to Koziwarm Plumbing & Heating
Other FCA-listed firms that share a director, phone number or address with Koziwarm Plumbing & Heating. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 3
- share its postcode
- 1
In the full report: all 4 connected firms, named
- How each is linked: shared directors (3), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Koziwarm Plumbing & Heating
Other firms of the same type (home improvement or trades), nearest first.
In Colchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Koziwarm Plumbing & Heating
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 3 background checks on its contact details
- All 24 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Koziwarm Plumbing & Heating’s latest accounts show?
Does Koziwarm Plumbing & Heating use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk