KPC Mortgages Ltd

Reference number: 775179

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KPC Mortgages Ltd (FRN 775179) is an AR of HL Partnership Limited (FRN 303397). When you use KPC Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KPC Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kpc-mortgages.com first appeared online, and whether it can receive email
  • What kind of line 07896 546468 is
  • Who else gives the postcode SL9 7EF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10668793
Company status
Active
Company type
Private limited company
Incorporated
14 March 2017 (9 years old)
Registered office
56 Fulmer Road, Gerrards Cross, SL9 7EF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Mara Bottari Director Oct 1979 14 Mar 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£3,425

Up £4,016 from −£591

Cash at bank

£11.7k

+54% from £7,596

Employees (average)

1

Same as 1

Owed within a year

£9,115

+7.9% from £8,445

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10668793. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KPC Mortgages’s history from the FCA register and Companies House, newest first.

2017

29 March 2017

  • Became an appointed representative

FCA register

14 March 2017

  • Incorporated at Companies House
  • Mara Bottari took control (75–100% of shares)
  • Mara Bottari appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like KPC Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Slough (SL) postcode area

Alton Mortgages LtdMaidenheadAppointed representativeAmaco Capital LimitedBourne EndAppointed representativeBrokerco LimitedMarlowAppointed representativeBrooklyns Financial LtdBucksAppointed representativeCM Finance LimitedWindsorAppointed representativeEinstein Money LtdGerrards CrossAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KPC Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is KPC Mortgages Ltd FCA authorised?
KPC Mortgages Ltd (FRN 775179) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for KPC Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KPC Mortgages Ltd (FRN 775179) is an AR of HL Partnership Limited (FRN 303397). When you use KPC Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from KPC Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is KPC Mortgages’ phone number and website?
The FCA register lists the phone number 07896 546468 and the website kpc-mortgages.com for KPC Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is KPC Mortgages a scam or clone?
KPC Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KPC Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for KPC Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns KPC Mortgages?
Companies House lists one person with significant control of KPC Mortgages: Mrs Mara Bottari (75–100% of shares).
Who runs KPC Mortgages?
Companies House lists one director of KPC Mortgages: Mara Bottari.
How long has KPC Mortgages been in business?
The company was formed on 14 March 2017.
What do KPC Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £3,425 (up £4,016 from −£591) and cash at bank of £11.7k (+54% from £7,596).

Sources and links

The full report on KPC Mortgages Ltd

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