Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 March 2025
Responsible principal firm
The On-Line Partnership Limited Reference number: 192638 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Kristensen Associates Ltd (FRN 1027075) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Kristensen Associates's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Kristensen Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Eton Cottage, Highfield Road, Chertsey, Surrey, KT16 8BU, United Kingdom
In the full report: 2 background checks
- What kind of line 07960 501790 is
- Who else gives the postcode KT16 8BU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06030538 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 December 2006 (19 years old)
- Registered office
- Eton Cottage, Highfield Road, Chertsey, KT16 8BU, England
- Nature of business
-
- Other activities auxiliary to insurance and pension funding (SIC 66290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Linda Irene Kristensen | Director | Aug 1949 | 15 Dec 2006 | None |
| Juliette Kristensen | Secretary | Not published | 15 Dec 2006 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£1,507
Up £1,352 from £155
Cash at bank
£17.8k
<1% from £17.9k
Employees (average)
0
Same as 0
Owed within a year
£18.7k
−1.9% from £19.1k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06030538. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Kristensen Associates’s history from the FCA register and Companies House, newest first.
2025
24 February 2025
- Became an appointed representative
FCA register
2016
6 April 2016
- Linda Irene Kristensen took control (75–100% of shares)
Companies House
2006
15 December 2006
- Incorporated at Companies House
- Linda Irene Kristensen appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Kristensen Associates
Other FCA-listed firms that share a director, phone number or address with Kristensen Associates. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Kristensen Associates
Other firms of the same type (credit broker), nearest first.
In Chertsey
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kristensen Associates
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Kristensen Associates Ltd FCA authorised?
What does appointed representative mean for Kristensen Associates?
What is Kristensen Associates’ phone number?
Is Kristensen Associates a scam or clone?
Is my money safe with Kristensen Associates?
Who owns Kristensen Associates?
Who runs Kristensen Associates?
How long has Kristensen Associates been in business?
What do Kristensen Associates’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk