Kubiq Adjusters Limited

Reference number: 963273

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kubiq Adjusters Limited (FRN 963273) is an AR of Partners& Limited (FRN 308261). When you use Kubiq Adjusters's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kubiq Adjusters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When kubiqla.com first appeared online, and whether it can receive email
  • What kind of line 0330 043 6699 is
  • Who else gives the postcode GU21 6HR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Kubiq Trading name: A name it trades under now.
  • Kudos Liability Adjusters Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Partners& Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 April 2011 (15 years old)
Registered office
Mrib House, 25 Amersham Hill, High Wycombe, Buckinghamshire, HP13 6NU, United Kingdom
Nature of business
  • Risk and damage evaluation (SIC 66210)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Andrew Barton Director Oct 1962 11 Jun 2021 51 other companies
Charles Verden Bettinson Director Jan 1974 29 Nov 2021 65 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
72
closed down
18
went insolvent
1

In the full report: all 72 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 24 on the FCA register, including one no longer authorised
  • The 44 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2022Full accountsAudited

Turnover

£1.35m

Not compared: the previous accounts cover a different length of time

Total equity

£858k

No earlier figure to compare

Cash at bank

£684k

+36% from £502k

Employees (average)

14

+27% from 11

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07587711. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kubiq Adjusters’s history from the FCA register and Companies House, newest first.

2025

21 October 2025

  • Changed its registered name from "Kudos Liability Adjusters Limited"

FCA register

2021

3 November 2021

  • Became an appointed representative

FCA register

11 June 2021

  • Lucy Taylor stopped being a part-owner
  • Partners& Holdings Limited took control (75–100% of shares)
  • Richard Taylor stopped being the majority owner

Companies House

1 June 2021

  • Lucy Taylor became a part-owner (25–50% of shares)

Companies House

2018

27 February 2018

  • Adrian Frederick Rawlings stopped being a part-owner

Companies House

2016

6 April 2016

  • Adrian Frederick Rawlings became a part-owner (25–50% of shares)
  • Richard Taylor became the majority owner (50–75% of shares)

Companies House

2011

1 April 2011

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (10 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Kubiq Adjusters

Other FCA-listed firms that share a director, phone number or address with Kubiq Adjusters. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
11
share its postcode
1

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (11), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Kubiq Adjusters

Other firms of the same type (insurance broker), nearest first.

In Woking

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kubiq Adjusters

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 72 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 19 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kubiq Adjusters Limited FCA authorised?
Kubiq Adjusters Limited (FRN 963273) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kubiq Adjusters?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kubiq Adjusters Limited (FRN 963273) is an AR of Partners& Limited (FRN 308261). When you use Kubiq Adjusters's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kubiq Adjusters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kubiq Adjusters’ phone number and website?
The FCA register lists the phone number 0330 043 6699 and the website kubiqla.com for Kubiq Adjusters. If you were given different contact details, use these to check with the firm before going any further.
Is Kubiq Adjusters a scam or clone?
Kubiq Adjusters is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kubiq Adjusters?
Protection works through Partners& Limited, the principal firm responsible for Kubiq Adjusters's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kubiq Adjusters?
Kubiq Adjusters is owned by Partners& Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 June 2021. Before that, it was controlled by Mr Adrian Frederick Rawlings, Mrs Lucy Taylor and Mr Richard Taylor.
Who runs Kubiq Adjusters?
Companies House lists 2 directors of Kubiq Adjusters: Philip Andrew Barton and Charles Verden Bettinson.
How long has Kubiq Adjusters been in business?
The company was formed on 1 April 2011.
What do Kubiq Adjusters’ latest accounts show?
Its latest accounts, to 31 March 2022, show turnover of £1.35m (not compared: the previous accounts cover a different length of time) and total equity of £858k (no earlier figure to compare).
Does Kubiq Adjusters use any other names?
It trades as Kubiq. It has previously used the name Kudos Liability Adjusters Limited.

Sources and links

The full report on Kubiq Adjusters Limited

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