Kuflink Ltd

Reference number: 724890

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kuflink.com first appeared online, and whether it can receive email
  • What kind of line 01474 334488 is, and the 2 other firms that give it
  • Who else gives the postcode DA11 0BF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • xProperty (UK) Ltd Former name
  • xProperty Former trading name
  • xProperty.com Former trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Hold or safeguard your money
Show FCA detail (1 permission)
  • Operating an electronic system in relation to lending

Limits on the record

  • The Firm must immediately close its Auto Invest product to any further money from investors and cease all lending (including any further drawdown of tranches on any existing loan facility) to any person connected to the Firm.
    1. The Firm must immediately close its Auto Invest product to any further money from investors (“Pooled Investment Money”) or any new lending to borrowers. Should the Firm receive further Pooled Investment Money after the Effective Date: a. the Firm must notify the Authority of this by email within 24 hours of receipt of such money; and b. the Firm must take all reasonable steps to return such money as soon as is reasonably practicable. 2. The Firm must immediately cease all lending (including any further drawdown of tranches on any existing loan facility) to any person connected to the Firm or to any shareholder, ultimate beneficial owner, director, officer, or employee of the Firm, or to any other connected person, including any person within or connected to the Firm’s group, and including family members of the same (each a ‘Connected Party’, together ‘Connected Parties’).

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08460508
Company status
Active
Company type
Private limited company
Incorporated
25 March 2013 (13 years old)
Registered office
21 West Street, Gravesend, DA11 0BF, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Rawinder Singh Binning Director Jul 1974 7 Dec 2017 14 other companies
Gurmit Kaur Raina Director Oct 1967 12 Mar 2025 4 other companies
Stuart Trevor Andrew Driver Director Jan 1969 4 Feb 2026 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
4
are FCA-registered
2

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • All 20 people who have ever been directors, with their dates
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Key dates in its history

Kuflink’s history from the FCA register and Companies House, newest first.

Key events (7) All events (52)

2025

19 November 2025

  • FCA imposed a requirement (The Firm must immediately close its Auto Invest product to any further money from investors and cease all lending (including any further drawdown of tranches on any existing loan facility) to any person connected to the Firm.)

FCA register

2017

27 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

28 April 2016

  • Changed its registered name from "xProperty (UK) Ltd"

FCA register · Companies House

6 April 2016

  • Kuflink Group Ltd took control (75–100% of shares)

Companies House

2015

28 October 2015

  • Board replaced: its only director left and 3 new directors took over

Companies House

2013

25 March 2013

  • Incorporated at Companies House

Companies House

In the full report: all 52 events

  • All 52 events in its history (7 shown here)
  • Every director appointment and resignation: 40
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Firms connected to Kuflink

Other FCA-listed firms that share a director, phone number or address with Kuflink. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Kuflink

Other firms of the same type (peer-to-peer lending platform), nearest first.

Elsewhere in the UK

Assetz SME Capital LimitedManchesterAuthorisedAviation and Tech Capital LtdLondonAuthorisedBlend Loan Network LimitedLondonAuthorisedBusiness Loan Network LimitedLondonAuthorisedCrowd Property LimitedBirminghamAuthorisedCrowd2Fund LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kuflink

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 52 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kuflink Ltd FCA authorised?
Yes, Kuflink Ltd (FRN 724890) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a peer-to-peer lending platform. The FCA has placed a limit on what it may do.
What is Kuflink’s phone number and website?
The FCA register lists the phone number 01474 334488 and the website kuflink.com for Kuflink. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Kuflink a scam or clone?
Kuflink is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kuflink?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Kuflink handles your money, so check the specific product before you commit. You can also refer complaints about Kuflink to the Financial Ombudsman Service, free of charge.
Who owns Kuflink?
Kuflink is owned by Kuflink Group Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Kuflink?
Companies House lists 3 directors of Kuflink: Rawinder Singh Binning, Gurmit Kaur Raina and Stuart Trevor Andrew Driver.
How long has Kuflink been in business?
The company was formed on 25 March 2013, and has held its current FCA authorisation since April 2017.
Does Kuflink use any other names?
It has previously used 3 other names: xProperty (UK) Ltd, xProperty and xProperty.com.

Sources and links

The full report on Kuflink Ltd

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