Kulwinder Hayre

Reference number: 832877

Instant download

Introducer appointed representative

Kulwinder Hayre can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Harvey & Thompson Limited Reference number: 677994 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Kulwinder Hayre (FRN 832877) introduces customers to Harvey & Thompson Limited (FRN 677994). Any regulated advice or arranging is done by the principal, not Kulwinder Hayre.
  • Example: if Kulwinder Hayre refers you to a financial adviser, the advice should come from the principal firm, not from Kulwinder Hayre itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 554 9696

  • Address

    183 Soho Road, Birmingham, West Midlands, B21 9SU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 554 9696 is
  • Who else gives the postcode B21 9SU
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Harvey & Thompson Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Kulwinder Hayre

Other firms of the same type (credit broker), nearest first.

In Birmingham

Akvinder PooniBirminghamAppointed representativeAnoup Nandra & Anil TandonBirminghamAppointed representativeAquila Business Solutions LimitedBirminghamAppointed representativeAvonhurst Investment Brokers LimitedBirminghamAppointed representativeEste Medical Group LtdBirminghamAppointed representativeKat & Co Healthcare LimitedBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kulwinder Hayre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Kulwinder Hayre FCA authorised?
Kulwinder Hayre (FRN 832877) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Kulwinder Hayre?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Kulwinder Hayre (FRN 832877) introduces customers to Harvey & Thompson Limited (FRN 677994). Any regulated advice or arranging is done by the principal, not Kulwinder Hayre. Example: if Kulwinder Hayre refers you to a financial adviser, the advice should come from the principal firm, not from Kulwinder Hayre itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kulwinder Hayre’s phone number?
The FCA register lists the phone number 0121 554 9696 for Kulwinder Hayre. If you were given different contact details, use these to check with the firm before going any further.
Is Kulwinder Hayre a scam or clone?
Kulwinder Hayre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kulwinder Hayre?
Protection works through Harvey & Thompson Limited, the principal firm responsible for Kulwinder Hayre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Kulwinder Hayre

£19.99 · Instant PDF download

Loading secure checkout…