Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 20 years
- Protected through the principal
- No FCA actions
- Active company since 2005
- Accounts filed up to 29 July 2025
Responsible principal firm
Advance Mortgage Funding Limited Reference number: 305008 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- KW Mortgage Services Ltd (FRN 453677) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use KW Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from KW Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Sladen Wood Mill, Todmorden Road, Littleborough, Greater Manchester, OL15 9EW, United Kingdom
In the full report: 2 background checks
- What kind of line 01706 01706 is
- Who else gives the postcode OL15 9EW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- K W MORTGAGE SERVICES LIMITED
- Company number
- 05528175 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 August 2005 (21 years old)
- Registered office
- 1 Bond Street, Colne, Lancashire, BB8 9DG, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kerry Joanne Webb | Director | Aug 1975 | 4 Aug 2005 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£28.9k
−40% from £48.1k
Employees (average)
1
Same as 1
Owed within a year
£7,807
−19% from £9,633
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05528175. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
KW Mortgage Services’s history from the FCA register and Companies House, newest first.
2016
1 July 2016
- Kerry Joanne Webb took control (75–100% of shares)
Companies House
2006
20 June 2006
- Became an appointed representative
FCA register
2005
4 August 2005
- Incorporated at Companies House
- Kerry Joanne Webb appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like KW Mortgage Services
Other firms of the same type (insurance broker), nearest first.
In Littleborough
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on KW Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is KW Mortgage Services Ltd FCA authorised?
What does appointed representative mean for KW Mortgage Services?
What is KW Mortgage Services’ phone number?
Is KW Mortgage Services a scam or clone?
Is my money safe with KW Mortgage Services?
Who owns KW Mortgage Services?
Who runs KW Mortgage Services?
How long has KW Mortgage Services been in business?
What do KW Mortgage Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk