KWM (FP) Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 13 years
Protected through the principal
No FCA actions
Active company since 2008
Accounts filed up to 31 December 2025
1 thing worth a closer look in the background checks

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
KWM (FP) Ltd (FRN 609022) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use KWM (FP)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from KWM (FP), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

kwmfp.co.uk (opens in a new tab)
Phone number

0800 002 9666
Address

Suite 15b, 15 Front Street, Sherburn Hill, Durham, Durham, DH6 1PA, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When kwmfp.co.uk first appeared online, and whether it can receive email
What kind of line 0800 002 9666 is
Who else gives the postcode DH6 1PA

Other names (3)

If you were contacted under any of these names, it is this firm.

KWM Financial Planning Trading name: A name it trades under now.
Kudos Wealth Management Ltd Former name: A name it was registered under before.
Kudos Money Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06611604 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 June 2008 (18 years old)
Registered office: 15 Front Street, Sherburn Hill, Durham, County Durham, DH6 1PA, England
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Adrian Russell Holland	Director	Jan 1965	4 Jun 2008	13 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 9
is FCA-registered: 1

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£44.3k

+418% from £8,553

Employees (average)

3

−25% from 4

Owed within a year

£46.3k

−16% from £55.4k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06611604. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kwm (Fp)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2021

26 October 2021

Changed its registered name from "Kudos Wealth Management Ltd"

FCA register

2016

5 June 2016

Adrian Russell Holland took control (75–100% of shares)

Companies House

2013

18 October 2013

Became an appointed representative

FCA register

2008

4 June 2008

Incorporated at Companies House

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Kwm (Fp)

Other FCA-listed firms that share a director, phone number or address with Kwm (Fp). A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Kwm (Fp)

Other firms of the same type (financial adviser), nearest first.

In Durham

Consortium Wealth Management LimitedDurhamAppointed representative Dominic MiddlemissDurhamAppointed representative EC Financial Planning LimitedDurhamAppointed representative Ian CarrollDurhamAppointed representative Kudos Accountants LimitedDurhamAppointed representative Northumbria Financial Management LimitedDurhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kwm (Fp)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is KWM (FP) Ltd FCA authorised?

KWM (FP) Ltd (FRN 609022) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Kwm (Fp)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KWM (FP) Ltd (FRN 609022) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Kwm (Fp)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kwm (Fp), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Kwm (Fp)’s phone number and website?

The FCA register lists the phone number 0800 002 9666 and the website kwmfp.co.uk for Kwm (Fp). If you were given different contact details, use these to check with the firm before going any further.

Is Kwm (Fp) a scam or clone?

Kwm (Fp) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Kwm (Fp)?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Kwm (Fp)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Kwm (Fp)?

Companies House lists one person with significant control of Kwm (Fp): Mr Adrian Russell Holland (75–100% of shares).

Who runs Kwm (Fp)?

Companies House lists one director of Kwm (Fp): Adrian Russell Holland.

How long has Kwm (Fp) been in business?

The company was formed on 4 June 2008.

What do Kwm (Fp)’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £44.3k (+418% from £8,553).

Does Kwm (Fp) use any other names?

It trades as KWM Financial Planning. It has previously used 2 other names: Kudos Wealth Management Ltd and Kudos Money.