L & D Retail Limited
Reference number: 789209
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No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 15 September 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
ssav.com
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Last known phone number
020 8547 0717
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Last known address
43 Fife Road, Kingston upon Thames, KT1 1SF, United Kingdom
In the full report: 3 background checks
- When ssav.com first appeared online, and whether it can receive email
- What kind of line 020 8547 0717 is
- Who else gives the postcode KT1 1SF
Other names (1)
If you were contacted under any of these names, it is this firm.
- Sevenoaks Sound & Vision Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04603412 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 November 2002 (23 years old)
- Registered office
- 43 Fife Road, Kingston Upon Thames, Surrey, KT1 1SF
- Nature of business
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- Retail sale of audio and video equipment in specialised stores (SIC 47430)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dean Spencer | Director | Apr 1975 | 28 Nov 2002 | 4 other companies |
| Luke Spencer | Director | May 1973 | 28 Nov 2002 | None |
| Luke Spencer | Secretary | Not published | 1 Dec 2005 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£3,934
−55% from £8,800
Cash at bank
£717
Down £11 from £728
Employees (average)
2
Same as 2
Owed within a year
£78.2k
+22% from £64.3k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04603412. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
L & D Retail’s history from the FCA register and Companies House, newest first.
2026
15 September 2026
- No longer regulated by the FCA
- Stopped being authorised by the FCA
FCA register
2017
3 October 2017
- Regulated by the FCA from this date
FCA register
2016
1 June 2016
- Dean Spencer became a part-owner (25–50% of shares)
Companies House
6 April 2016
- Luke Spencer gained significant control
Companies House
2002
28 November 2002
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms like L & D Retail
Other firms of the same type (retailer), nearest first.
In Kingston upon Thames
In the Kingston upon Thames (KT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on L & D Retail
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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What do L & D Retail’s latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk