L.h.d.limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 1943

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lhdlimited.co.uk (opens in a new tab)
Phone number

01595 693768
Address

Unit 2, Mairs Quay, Holmsgarth Road, Lerwick, Shetland, Shetland Islands, ZE1 0PW, United Kingdom

In the full report: 3 background checks

When lhdlimited.co.uk first appeared online, and whether it can receive email
What kind of line 01595 693768 is
Who else gives the postcode ZE1 0PW

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 00384158 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 December 1943 (82 years old)
Registered office: Sixty Six, North Quay, Great Yarmouth, Norfolk, NR30 1HE, United Kingdom
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Brian Spence	Director	Mar 1969	1 Oct 2006	4 other companies
Charles Gary Spence	Director	Mar 1969	1 Oct 2013	2 other companies
Andrew Crossan	Director	Jun 1975	1 Oct 2015	6 other companies
John Magnus Scollay	Secretary	Not published	1 Jun 2025	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
still active: 10
run together: 2

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 3 directors run together
All 12 people who have ever been directors, with their dates

Key dates in its history

L.h.d.limited’s history from the FCA register and Companies House, newest first.

Key events (3) All events (19)

2015

20 May 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

1943

1 December 1943

Incorporated at Companies House

Companies House

In the full report: all 19 events

All 19 events in its history (3 shown here)
Every director appointment and resignation: 15

Firms connected to L.h.d.limited

Other FCA-listed firms that share a director, phone number or address with L.h.d.limited. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like L.h.d.limited

Other firms of the same type (insurance broker), nearest first.

In Shetland

Darren B StewartShetlandAppointed representative

In the Shetland (ZE) postcode area

WVS (Shetland) LimitedBixterAppointed representative

Elsewhere in the UK

Booking.com Distribution B.V.ManchesterAuthorised Amazon EU S.a.r.l.LondonAuthorised Revolut Travel LtdLondonAuthorised WDP Insurance LimitedAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on L.h.d.limited

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details
All 19 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is L.h.d.limited FCA authorised?

Yes, L.h.d.limited (FRN 675770) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is L.h.d.limited’s phone number and website?

The FCA register lists the phone number 01595 693768 and the website lhdlimited.co.uk for L.h.d.limited. If you were given different contact details, use these to check with the firm before going any further.

Is L.h.d.limited a scam or clone?

L.h.d.limited is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with L.h.d.limited?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about L.h.d.limited to the Financial Ombudsman Service, free of charge.

Who runs L.h.d.limited?

Companies House lists 3 directors of L.h.d.limited: Brian Spence, Charles Gary Spence and Andrew Crossan.

How long has L.h.d.limited been in business?

The company was formed on 1 December 1943, and has held its current FCA authorisation since May 2015.