Lakeview Financial Services Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lakeviewfs.co.uk (opens in a new tab)
Phone number

01757 322135
Address

The Chestnuts, Street Lane, Highfield, Selby, East Riding of Yorkshire, YO8 6DL, United Kingdom

In the full report: 3 background checks

When lakeviewfs.co.uk first appeared online, and whether it can receive email
What kind of line 01757 322135 is
Who else gives the postcode YO8 6DL

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11935390 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 April 2019 (7 years old)
Registered office: The Chestnuts Street Lane, Highfield, Bubwith, Selby, YO8 6DL, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Elizabeth Radmore Hayes	Director	May 1965	9 Apr 2019	3 other companies
Terry Hayes	Director	Jul 1958	9 Apr 2019	7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 6
went insolvent: 1

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
The one that went into liquidation or administration
The 3 companies these 2 directors run together

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£395

Up £384 from £11

Cash at bank

£7,623

+149% from £3,057

Employees (average)

1

Same as 1

Owed within a year

£12.6k

+144% from £5,164

No turnover or profit for the year to 31 March 2026: the accounts print them but do not tag them. The last tagged figures are £48.9k turnover and £14.3k profit, for the year to 31 March 2021.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11935390. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lakeview Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2021

9 March 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

9 April 2019

Incorporated at Companies House
Elizabeth Radmore Hayes became a part-owner (25–50% of shares)
Terry Hayes became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like Lakeview Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Selby

Derek BlackhurstSelbyAuthorised Financial Options (Selby) LimitedSelbyAuthorised G P Jackson LimitedSelbyAuthorised Ideal Financial Options LtdSelbyAuthorised Stuart SummerscalesSelbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lakeview Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lakeview Financial Services Ltd FCA authorised?

Yes, Lakeview Financial Services Ltd (FRN 933594) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2021 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Lakeview Financial Services’ phone number and website?

The FCA register lists the phone number 01757 322135 and the website lakeviewfs.co.uk for Lakeview Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Lakeview Financial Services a scam or clone?

Lakeview Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lakeview Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lakeview Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Lakeview Financial Services?

Companies House lists 2 people with significant control of Lakeview Financial Services: Mr Terry Hayes (25–50% of shares) and Mrs Elizabeth Radmore Hayes (25–50% of shares).

Who runs Lakeview Financial Services?

Companies House lists 2 directors of Lakeview Financial Services: Elizabeth Radmore Hayes and Terry Hayes.

How long has Lakeview Financial Services been in business?

The company was formed on 9 April 2019, and has held its current FCA authorisation since March 2021.

What do Lakeview Financial Services’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £395 (up £384 from £11) and cash at bank of £7,623 (+149% from £3,057).