Lamont Financial Planners Ltd

Reference number: 216397

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lamont Financial Planners Ltd (FRN 216397) is an AR of Openwork Limited (FRN 408285). When you use Lamont Financial Planners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lamont Financial Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07747 664073

  • Address

    38 Marchbank Gardens, Paisley, Renfrewshire, PA1 3JD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07747 664073 is
  • Who else gives the postcode PA1 3JD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Stephen Lamont Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC584012
Company status
Active
Company type
Private limited company
Incorporated
18 December 2017 (8 years old)
Registered office
38 Marchbank Gardens, Paisley, PA1 3JD, Scotland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Lamont Director Jun 1955 18 Dec 2017 1 other company
Craig Lamont Director Jan 1980 1 Dec 2024 None
Claire Rosemary Lamont Director Aug 1983 3 Aug 2026 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£213k

+35% from £158k

Cash at bank

£174k

+24% from £140k

Employees (average)

4

Same as 4

Owed within a year

£37.8k

−35% from £58.3k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC584012. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Lamont Financial Planners’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2018

31 January 2018

  • Changed its registered name from "Stephen Lamont"

FCA register

2017

18 December 2017

  • Incorporated at Companies House
  • Margaret Lamont became a part-owner (25–50% of shares)
  • Stephen Lamont became a part-owner (25–50% of shares)

Companies House

2002

15 July 2002

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Lamont Financial Planners

Other firms of the same type (financial adviser), nearest first.

In the Paisley (PA) postcode area

Advanced Financial Strategies LtdPaisleyAppointed representativeArgyll Wealth Consultants LimitedLochgilpheadAppointed representativeCK Financial Advisory LtdGreenockAppointed representativeClear Financial Planning LtdPaisleyAppointed representativeCNB Wealth Management LimitedPaisleyAppointed representativeConexus Wealth LimitedGourockAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lamont Financial Planners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Lamont Financial Planners Ltd FCA authorised?
Lamont Financial Planners Ltd (FRN 216397) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lamont Financial Planners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lamont Financial Planners Ltd (FRN 216397) is an AR of Openwork Limited (FRN 408285). When you use Lamont Financial Planners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lamont Financial Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lamont Financial Planners’ phone number?
The FCA register lists the phone number 07747 664073 for Lamont Financial Planners. If you were given different contact details, use these to check with the firm before going any further.
Is Lamont Financial Planners a scam or clone?
Lamont Financial Planners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lamont Financial Planners?
Protection works through Openwork Limited, the principal firm responsible for Lamont Financial Planners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lamont Financial Planners?
Companies House lists 2 people with significant control of Lamont Financial Planners: Margaret Lamont (25–50% of shares) and Mr Stephen Lamont (25–50% of shares).
Who runs Lamont Financial Planners?
Companies House lists 3 directors of Lamont Financial Planners: Stephen Lamont, Craig Lamont and Claire Rosemary Lamont.
How long has Lamont Financial Planners been in business?
The company was formed on 18 December 2017.
What do Lamont Financial Planners’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £213k (+35% from £158k) and cash at bank of £174k (+24% from £140k).
Does Lamont Financial Planners use any other names?
It has previously used the name Stephen Lamont.

Sources and links

The full report on Lamont Financial Planners Ltd

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