Lancashire Insurance Company (UK) Limited

Reference number: 450965

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When lancashiregroup.com first appeared online, and whether it can receive email
  • What kind of line 020 7264 4000 is, and the 2 other firms that give it
  • Whether EC3M 3BY is a shared office: 26 other firms give it
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FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Effecting contracts of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05747877
Company status
Active
Company type
Private limited company
Incorporated
17 March 2006 (20 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven David Smart Director Nov 1962 12 Jul 2010 21 other companies
Stephen Daniel Yeo Director Jul 1978 2 Dec 2014 None
Adrian Colosso Director May 1957 26 Apr 2016 60 other companies
John William Cadman Director Nov 1965 7 Feb 2019 6 other companies
David George Horne Director Jun 1951 7 Feb 2019 3 other companies
Sally Angela Helen Williams Director Jul 1966 10 May 2022 28 other companies
Samantha Churchill Director Jul 1976 14 Dec 2023 None
Robert William Kennedy Director Jun 1972 1 Oct 2025 4 other companies
Matthew Thomas Director Nov 1980 11 Feb 2026 5 other companies
Hayley Robinson Director Feb 1962 1 Sep 2026 2 other companies
Louise Ann Byrne Secretary Not published 25 Apr 2019 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
120
closed down
70
went insolvent
1

In the full report: all 120 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 20 on the FCA register
  • The 5 companies these 10 directors run together
  • All 29 people who have ever been directors, with their dates
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Key dates in its history

Lancashire Insurance Company (UK)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (58)

2016

6 April 2016

  • Lancashire Insurance Holdings (UK) Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2006

25 September 2006

  • Regulated by the Financial Services Authority from this date

FCA register

30 August 2006

  • Became authorised by the FCA

FCA register

17 March 2006

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (6 shown here)
  • Every director appointment and resignation: 50
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Firms connected to Lancashire Insurance Company (UK)

Other FCA-listed firms that share a director, phone number or address with Lancashire Insurance Company (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
10
share its phone number
2

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (10), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Lancashire Insurance Company (UK)

Other firms of the same type (insurer), nearest first.

In London

Cx Reinsurance Company Limited.LondonAuthorisedUBS Asset Management Life LtdLondonAuthorisedNavigators Insurance CompanyLondonAuthorisedChubb European Group SELondonAuthorisedChubb Life Europe SELondonAuthorisedFederal Insurance CompanyLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lancashire Insurance Company (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 120 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 58 events in its history
  • 10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lancashire Insurance Company (UK) Limited FCA authorised?
Yes, Lancashire Insurance Company (UK) Limited (FRN 450965) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2006 and works as an insurer. The FCA has placed no limits on its permissions.
What is Lancashire Insurance Company (UK)’s phone number and website?
The FCA register lists the phone number 020 7264 4000 and the website lancashiregroup.com for Lancashire Insurance Company (UK). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Lancashire Insurance Company (UK) a scam or clone?
Lancashire Insurance Company (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lancashire Insurance Company (UK)?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lancashire Insurance Company (UK) to the Financial Ombudsman Service, free of charge.
Who owns Lancashire Insurance Company (UK)?
Lancashire Insurance Company (UK) is owned by Lancashire Insurance Holdings (UK) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Lancashire Insurance Company (UK)?
Companies House lists 10 directors of Lancashire Insurance Company (UK): Steven David Smart, Stephen Daniel Yeo, Adrian Colosso, John William Cadman, David George Horne, Sally Angela Helen Williams and 4 more.
How long has Lancashire Insurance Company (UK) been in business?
The company was formed on 17 March 2006, and has held its current FCA authorisation since August 2006.

Sources and links

The full report on Lancashire Insurance Company (UK) Limited

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