Land and Commercial Limited

Reference number: 704304

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When nowbusinessfinance.com first appeared online, and whether it can receive email
  • What kind of line 020 3286 8838 is
  • Who else gives the postcode SW1X 9AL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • 360 Capital Finance Trading name
  • Now Business Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06667643
Company status
Active
Company type
Private limited company
Incorporated
7 August 2008 (18 years old)
Registered office
116 Duke Street, Liverpool, Merseyside, L1 5JW, England
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Lesley Davidson Director Feb 1965 7 Aug 2008 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
7
still active
3

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

9 months to 31 May 2025Full accountsNot audited

Total equity

£36.6k

+114% from £17.1k

Cash at bank

£8

Down £87 from £95

Employees (average)

0

Same as 0

Owed within a year

£16.1k

+119% from £7,358

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06667643. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Land and Commercial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

26 May 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Karen Lesley Davidson took control (75–100% of shares)

Companies House

2008

7 August 2008

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Land and Commercial

Other FCA-listed firms that share a director, phone number or address with Land and Commercial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Land and Commercial

Other firms of the same type (credit broker), nearest first.

In London

London Business SchoolLondonAuthorisedRoyal College of Nursing of the United KingdomLondonAuthorisedRobert BurgessLondonAuthorisedSwoop Finance LimitedLondonAuthorisedNanotax LimitedLondonAuthorisedMha Financial Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Land and Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Land and Commercial Limited FCA authorised?
Yes, Land and Commercial Limited (FRN 704304) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Land and Commercial’s phone number and website?
The FCA register lists the phone number 020 3286 8838 and the website nowbusinessfinance.com for Land and Commercial. If you were given different contact details, use these to check with the firm before going any further.
Is Land and Commercial a scam or clone?
Land and Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Land and Commercial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Land and Commercial handles your money, so check the specific product before you commit. You can also refer complaints about Land and Commercial to the Financial Ombudsman Service, free of charge.
Who owns Land and Commercial?
Companies House lists one person with significant control of Land and Commercial: Ms Karen Lesley Davidson (75–100% of shares).
Who runs Land and Commercial?
Companies House lists one director of Land and Commercial: Karen Lesley Davidson.
How long has Land and Commercial been in business?
The company was formed on 7 August 2008, and has held its current FCA authorisation since May 2016.
What do Land and Commercial’s latest accounts show?
Its latest accounts, to 31 May 2025, show total equity of £36.6k (+114% from £17.1k) and cash at bank of £8 (down £87 from £95).
Does Land and Commercial use any other names?
It trades as 360 Capital Finance and Now Business Finance.

Sources and links

The full report on Land and Commercial Limited

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