Lang Financial Scotland Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2000
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

langfinancial.co.uk (opens in a new tab)
Phone number

01292 282116
Address

Lang Financial, 1 Wellington Square, Ayr, South Ayrshire, KA7 1EN, United Kingdom

In the full report: 3 background checks

When langfinancial.co.uk first appeared online, and whether it can receive email
What kind of line 01292 282116 is
Who else gives the postcode KA7 1EN

Other names (2)

If you were contacted under any of these names, it is this firm.

Lang Financial Trading name: A name it trades under now.
Lang Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Credit Broking
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC208335 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 20 June 2000 (26 years old)
Registered office: 1 Wellington Square, Ayr, Ayrshire, KA7 1EN, Scotland
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)
Life insurance (SIC 65110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stuart Robert Lang	Director	Mar 1971	20 Jun 2000	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£1.03m

No earlier figure to compare

Cash at bank

£792k

+48% from £535k

Employees (average)

6

−14% from 7

Owed within a year

£148k

−23% from £191k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC208335. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lang Financial Scotland’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2016

6 April 2016

Stuart Robert Lang took control (75–100% of shares)

Companies House

2013

22 April 2013

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2000

20 June 2000

Incorporated at Companies House

Companies House

In the full report: all 13 events

All 13 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to Lang Financial Scotland

Other FCA-listed firms that share a director, phone number or address with Lang Financial Scotland. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Lang Financial Scotland

Other firms of the same type (financial adviser), nearest first.

In Ayr

AB Vision Financial LtdAyrAuthorised Bluesky Independent Wealth Managers LtdAyrAuthorised James Sheldon HallAyrAuthorised Ken Nairn LtdAyrAuthorised Mackintosh Beardsley Wealth Management LimitedAyrAuthorised Strathayr Financial Services LLPAyrAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lang Financial Scotland

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 13 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Lang Financial Scotland Limited FCA authorised?

Yes, Lang Financial Scotland Limited (FRN 593301) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2013 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Lang Financial Scotland’s phone number and website?

The FCA register lists the phone number 01292 282116 and the website langfinancial.co.uk for Lang Financial Scotland. If you were given different contact details, use these to check with the firm before going any further.

Is Lang Financial Scotland a scam or clone?

Lang Financial Scotland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lang Financial Scotland?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lang Financial Scotland to the Financial Ombudsman Service, free of charge.

Who owns Lang Financial Scotland?

Companies House lists one person with significant control of Lang Financial Scotland: Mr Stuart Robert Lang (75–100% of shares).

Who runs Lang Financial Scotland?

Companies House lists one director of Lang Financial Scotland: Stuart Robert Lang.

How long has Lang Financial Scotland been in business?

The company was formed on 20 June 2000, and has held its current FCA authorisation since April 2013.

What do Lang Financial Scotland’s latest accounts show?

Its latest accounts, to 31 December 2025, show total equity of £1.03m (no earlier figure to compare) and cash at bank of £792k (+48% from £535k).

Does Lang Financial Scotland use any other names?

It trades as Lang Financial. It has previously used the name Lang Mortgages.