LaterLiving Now! Ltd
Reference number: 994405
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Jaycot, Overburn, Alston, Westmorland And Furness, CA9 3SH, United Kingdom
In the full report: 3 background checks
- When laterlivingnow.com first appeared online, and whether it can receive email
- What kind of line 0330 043 6768 is
- Who else gives the postcode CA9 3SH
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL Advisor
- Acting as a CBTL arranger
- Acting as a CBTL Arranger
- Advising on regulated mortgage contracts
- Arranging (bringing about) regulated mortgage contracts
- Making arrangements with a view to regulated mortgage contracts
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10935104 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 August 2017 (9 years old)
- Registered office
- 20-22 Wenlock Road, London, N1 7GU, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Chalk | Director | Apr 1967 | 29 Aug 2017 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£3,473
−61% from £8,824
Employees (average)
2
Same as 2
Owed within a year
£40.5k
<1% from £40.8k
No turnover or profit for the year to 31 August 2026: the accounts print them but do not tag them. The last tagged figures are £617k turnover and £160k profit, for the year to 31 August 2022.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10935104. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
LaterLiving Now!’s history from the FCA register and Companies House, newest first.
2023
6 November 2023
- FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)
FCA register
12 September 2023
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2017
29 August 2017
- Incorporated at Companies House
- Simon Chalk took control (75–100% of shares)
- Simon Chalk appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like LaterLiving Now!
Other firms of the same type (mortgage adviser or broker), nearest first.
In Alston
In the Carlisle (CA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on LaterLiving Now!
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is LaterLiving Now! Ltd FCA authorised?
What is LaterLiving Now!’s phone number and website?
Is LaterLiving Now! a scam or clone?
Is my money safe with LaterLiving Now!?
Who owns LaterLiving Now!?
Who runs LaterLiving Now!?
How long has LaterLiving Now! been in business?
What do LaterLiving Now!’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk