Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 May 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Lauder Moneymanagement Ltd (FRN 1056608) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Lauder Moneymanagement.
- Example: if Lauder Moneymanagement refers you to a financial adviser, the advice should come from the principal firm, not from Lauder Moneymanagement itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
29 North Gyle Terrace, Edinburgh, Edinburgh, City Of, EH12 8JT, United Kingdom
In the full report: 2 background checks
- What kind of line 07810 522422 is
- Who else gives the postcode EH12 8JT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC450415 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 May 2013 (13 years old)
- Registered office
- 29 North Gyle Terrace, Edinburgh, EH12 8JT, Scotland
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Lauder | Director | May 1974 | 21 May 2013 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£202k
−19% from £249k
Employees (average)
1
Same as 1
Owed within a year
£66.8k
+119% from £30.6k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC450415. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Lauder Moneymanagement’s history from the FCA register and Companies House, newest first.
2026
22 May 2026
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- David Lauder took control (75–100% of shares)
Companies House
2013
21 May 2013
- Incorporated at Companies House
- David Lauder appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Lauder Moneymanagement
Other firms of the same type (financial adviser), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lauder Moneymanagement
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Lauder Moneymanagement Ltd FCA authorised?
What does introducer appointed representative mean for Lauder Moneymanagement?
What is Lauder Moneymanagement’s phone number?
Is Lauder Moneymanagement a scam or clone?
Is my money safe with Lauder Moneymanagement?
Who owns Lauder Moneymanagement?
Who runs Lauder Moneymanagement?
How long has Lauder Moneymanagement been in business?
What do Lauder Moneymanagement’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk