Laurel Court Associates Limited

Reference number: 231749

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When laurelcourt.co.uk first appeared online, and whether it can receive email
  • What kind of line 01656 784862 is
  • Who else gives the postcode CF36 3BU
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Garden Lodge Mortgages Trading name: A name it trades under now.
  • teachersifa Trading name: A name it trades under now.
  • WJ Mortgages Trading name: A name it trades under now.
  • DC Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 September 2000 (26 years old)
Registered office
1 Old School Road, Porthcawl, Mid Glamorgan, CF36 3BU
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Alan Bowers Director Jun 1955 18 Sep 2000 None
Mark Jones Director Sep 1959 18 Sep 2000 None
Mark Jones Secretary Not published 18 Sep 2000 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£279k

+152% from £111k

Cash at bank

£219k

+151% from £87.2k

Employees (average)

5

−17% from 6

Owed within a year

£110k

+67% from £65.6k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04075881. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Laurel Court Associates’s history from the FCA register and Companies House, newest first.

2016

18 September 2016

  • Alan Bowers became a part-owner (25–50% of shares)
  • Mark Jones became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

13 May 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

18 September 2000

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Laurel Court Associates

Other firms of the same type (financial adviser), nearest first.

In Porthcawl

In the Cardiff (CF) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Laurel Court Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Laurel Court Associates Limited FCA authorised?
Yes, Laurel Court Associates Limited (FRN 231749) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Laurel Court Associates’ phone number and website?
The FCA register lists the phone number 01656 784862 and the website laurelcourt.co.uk for Laurel Court Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Laurel Court Associates a scam or clone?
Laurel Court Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Laurel Court Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Laurel Court Associates to the Financial Ombudsman Service, free of charge.
Who owns Laurel Court Associates?
Companies House lists 2 people with significant control of Laurel Court Associates: Mr Mark Jones (25–50% of shares) and Mr Alan Bowers (25–50% of shares).
Who runs Laurel Court Associates?
Companies House lists 2 directors of Laurel Court Associates: Alan Bowers and Mark Jones.
How long has Laurel Court Associates been in business?
The company was formed on 18 September 2000, and has held its current FCA authorisation since May 2004.
What do Laurel Court Associates’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £279k (+152% from £111k) and cash at bank of £219k (+151% from £87.2k).
Does Laurel Court Associates use any other names?
It trades as Garden Lodge Mortgages, teachersifa and WJ Mortgages. It has previously used the name DC Mortgages.

Sources and links

The full report on Laurel Court Associates Limited

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