Laurel Financial Planning Limited

Reference number: 599586

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Laurel Financial Planning Limited (FRN 599586) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Laurel Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Laurel Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01242 388220

  • Address

    8 Red Kite Rise, Hardwicke, Gloucester, Gloucestershire, GL2 4DD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01242 388220 is
  • Who else gives the postcode GL2 4DD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Nigel John Platt Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13201239
Company status
Active
Company type
Private limited company
Incorporated
15 February 2021 (5 years old)
Registered office
8 Red Kite Rise, Hardwicke, Gloucester, GL2 4DD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel John Platt Director Jul 1964 15 Feb 2021 None
Laura Emily Miles Director Jun 1989 11 Mar 2024 None
Eleanor Lucy Platt Director Aug 1996 11 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£13.4k

+76% from £7,613

Cash at bank

£19.0k

+566% from £2,852

Employees (average)

3

Same as 3

Owed within a year

£32.7k

−1% from £33.0k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13201239. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Laurel Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2021

30 April 2021

  • Changed its registered name from "Nigel John Platt"

FCA register

15 February 2021

  • Incorporated at Companies House
  • Nigel John Platt took control (75–100% of shares)

Companies House

2013

17 April 2013

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Laurel Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Gloucester

Andrew ShawGloucesterAppointed representativeBlackfriars Wealth Management LtdGloucesterAppointed representativeCornell Services LtdGloucesterAppointed representativeCornell Solutions LimitedGloucesterAppointed representativeDallas & Co LtdGloucesterAppointed representativeDavid Johnson Financial Planning LtdGloucesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Laurel Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Laurel Financial Planning Limited FCA authorised?
Laurel Financial Planning Limited (FRN 599586) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Laurel Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Laurel Financial Planning Limited (FRN 599586) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Laurel Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Laurel Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Laurel Financial Planning’s phone number?
The FCA register lists the phone number 01242 388220 for Laurel Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Laurel Financial Planning a scam or clone?
Laurel Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Laurel Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Laurel Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Laurel Financial Planning?
Companies House lists one person with significant control of Laurel Financial Planning: Mr Nigel John Platt (75–100% of shares).
Who runs Laurel Financial Planning?
Companies House lists 3 directors of Laurel Financial Planning: Nigel John Platt, Laura Emily Miles and Eleanor Lucy Platt.
How long has Laurel Financial Planning been in business?
The company was formed on 15 February 2021.
What do Laurel Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £13.4k (+76% from £7,613) and cash at bank of £19.0k (+566% from £2,852).
Does Laurel Financial Planning use any other names?
It has previously used the name Nigel John Platt.

Sources and links

The full report on Laurel Financial Planning Limited

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