Laver Wealth Management Limited

Reference number: 153989

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When laverwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01934 645511 is
  • Who else gives the postcode BS23 1YE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Laver Financial Limited Former name
  • PEP Financial Management Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02589429
Company status
Active
Company type
Private limited company
Incorporated
7 March 1991 (35 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Derrick Laver Director Apr 1963 7 Mar 1991 1 other company
Margaret Mary Williams Director Feb 1941 13 Mar 2023 3 other companies
Margaret Mary Williams Secretary Not published 14 Aug 1995 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Full accountsAudited

Turnover

£1.27m

Not compared: the previous accounts cover a different length of time

Profit before tax

£542k

Not compared: the previous accounts cover a different length of time

Net assets

£891k

+23% from £722k

Cash at bank

£365k

+28% from £285k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02589429. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Laver Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (9) All events (20)

2018

6 February 2018

  • Changed its registered name from "Laver Financial Limited"

FCA register

2016

6 April 2016

  • Derrick Laver took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

5 March 2008

  • FCA imposed a requirement (May control but not hold client money & Assets)

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

16 February 2000

  • Changed its registered name from "PEP Financial Management Limited"

FCA register

1994

5 December 1994

  • Regulated by the Personal Investment Authority from this date

FCA register

1991

7 March 1991

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Laver Wealth Management

Other FCA-listed firms that share a director, phone number or address with Laver Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Laver Wealth Management

Other firms of the same type (investment or fund manager), nearest first.

In the Bristol (BS) postcode area

Hargreaves Lansdown Asset Management LimitedBristolAuthorisedHargreaves Lansdown Fund Managers Ltd.BristolAuthorisedChurchill Wealth Management LimitedBristolAuthorisedComputershare Investor Services PLCBristolAuthorisedEden Park Investment Management LtdBristolAuthorisedIndustrial Common Ownership Finance LimitedBristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Laver Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Laver Wealth Management Limited FCA authorised?
Yes, Laver Wealth Management Limited (FRN 153989) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an investment or fund manager. The FCA has placed a limit on what it may do.
What is Laver Wealth Management’s phone number and website?
The FCA register lists the phone number 01934 645511 and the website laverwealth.co.uk for Laver Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Laver Wealth Management a scam or clone?
Laver Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Laver Wealth Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Laver Wealth Management to the Financial Ombudsman Service, free of charge.
Who owns Laver Wealth Management?
Companies House lists one person with significant control of Laver Wealth Management: Mr Derrick Laver (75–100% of shares).
Who runs Laver Wealth Management?
Companies House lists 2 directors of Laver Wealth Management: Derrick Laver and Margaret Mary Williams.
How long has Laver Wealth Management been in business?
The company was formed on 7 March 1991, and has held its current FCA authorisation since December 2001.
What do Laver Wealth Management’s latest accounts show?
Its latest accounts, to 30 April 2026, show turnover of £1.27m (not compared: the previous accounts cover a different length of time) and profit before tax of £542k (not compared: the previous accounts cover a different length of time).
Does Laver Wealth Management use any other names?
It has previously used 2 other names: Laver Financial Limited and PEP Financial Management Limited.

Sources and links

The full report on Laver Wealth Management Limited

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