Lawrence Clarke Ltd

Reference number: 131460

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lawrence Clarke Ltd (FRN 131460) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Lawrence Clarke's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lawrence Clarke, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lawrenceclarke.co.uk first appeared online, and whether it can receive email
  • What kind of line 01489 505200 is
  • Who else gives the postcode PO15 5TD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lawrence Clarke Financial Planning Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
LAWRENCE CLARKE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
7 December 1998 (27 years old)
Registered office
Pavilion 2 Little Park Farm Road, Segensworth, Fareham, Hampshire, PO15 5TD
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Lawrence Clarke Director Sep 1951 7 Dec 1998 6 other companies
Dennis William Stuart Director May 1939 8 Apr 1999 9 other companies
Rebecca Clarke Director Dec 1978 27 May 2020 1 other company
Anne Patricia Bowes Director Jan 1968 22 Dec 2022 None
Christopher David Budd Director Jul 1967 1 May 2024 2 other companies
Andrew Richard Eilfield Director May 1965 1 May 2024 9 other companies
Dennis William Stuart Secretary Not published 7 Jun 2021 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
7
are FCA-registered
2

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 6 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£658k

+23% from £537k

Cash at bank

£215k

−29% from £301k

Employees (average)

20

+11% from 18

Owed within a year

£186k

+4.9% from £178k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03679668. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lawrence Clarke’s history from the FCA register and Companies House, newest first.

2023

28 September 2023

  • Lawrence Clarke Employee Ownership Trustees Limited became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Lawrence Clarke became a part-owner (25–50% of shares)

Companies House

1998

7 December 1998

  • Incorporated at Companies House

Companies House

1990

1 January 1990

  • Became an appointed representative

FCA register

In the full report: all 27 events

  • All 27 events in its history (4 shown here)
  • Every director appointment and resignation: 22
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Firms connected to Lawrence Clarke

Other FCA-listed firms that share a director, phone number or address with Lawrence Clarke. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Lawrence Clarke

Other firms of the same type (insurance broker), nearest first.

In the Portsmouth (PO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lawrence Clarke

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 27 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lawrence Clarke Ltd FCA authorised?
Lawrence Clarke Ltd (FRN 131460) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lawrence Clarke?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lawrence Clarke Ltd (FRN 131460) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Lawrence Clarke's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lawrence Clarke, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lawrence Clarke’s phone number and website?
The FCA register lists the phone number 01489 505200 and the website lawrenceclarke.co.uk for Lawrence Clarke. If you were given different contact details, use these to check with the firm before going any further.
Is Lawrence Clarke a scam or clone?
Lawrence Clarke is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lawrence Clarke?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Lawrence Clarke's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lawrence Clarke?
Lawrence Clarke is owned by Lawrence Clarke Employee Ownership Trustees Limited, which holds 50–75% of shares, since 28 September 2023.
Who runs Lawrence Clarke?
Companies House lists 6 directors of Lawrence Clarke: Lawrence Clarke, Dennis William Stuart, Rebecca Clarke, Anne Patricia Bowes, Christopher David Budd and Andrew Richard Eilfield.
How long has Lawrence Clarke been in business?
The company was formed on 7 December 1998.
What do Lawrence Clarke’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £658k (+23% from £537k) and cash at bank of £215k (−29% from £301k).
Does Lawrence Clarke use any other names?
It trades as Lawrence Clarke Financial Planning.

Sources and links

The full report on Lawrence Clarke Ltd

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