Lawton Financial Services Ltd

Reference number: 497129

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lawton Financial Services Ltd (FRN 497129) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Lawton Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lawton Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lawtonfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01322 553493 is
  • Who else gives the postcode DA13 9QH
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Lawton Financial Services Former name
  • Bespoke Financial Advisors Former trading name
  • Neon Mortgages Former trading name
  • Your Prosperity Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
LAWTON FINANCIAL SERVICES LIMITED
Company number
07835127
Company status
Active
Company type
Private limited company
Incorporated
4 November 2011 (14 years old)
Registered office
Chapter Farm House, Red Street, Southfleet, Kent, DA13 9QH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Henry Lawton Director Apr 1979 4 Nov 2011 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

−£47.7k

Down £25.4k from −£22.3k

Cash at bank

£16.1k

No earlier figure to compare

Employees (average)

4

Same as 4

Owed within a year

£16.0k

−56% from £36.7k

Net assets are negative: on its last balance sheet the company owed £47.7k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07835127. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lawton Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

4 November 2016

  • Christopher Henry Lawton became a part-owner (25–50% of shares)

Companies House

2012

22 March 2012

  • Changed its registered name from "Lawton Financial Services"

FCA register

2011

4 November 2011

  • Incorporated at Companies House

Companies House

2009

3 March 2009

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Lawton Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Dartford (DA) postcode area

Anish Sharma Wealth Management LimitedGravesendAppointed representativeEllmira Financial LimitedDartfordAppointed representativeEverstone Wealth LimitedBexleyheathAppointed representativeHatten Wyatt Wealth Management LLPGravesendAppointed representativeHope Financial Planning Solutions LtdGravesendAppointed representativeIntelligent Wealth Planning LtdErithAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lawton Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lawton Financial Services Ltd FCA authorised?
Lawton Financial Services Ltd (FRN 497129) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lawton Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lawton Financial Services Ltd (FRN 497129) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Lawton Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lawton Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lawton Financial Services’ phone number and website?
The FCA register lists the phone number 01322 553493 and the website lawtonfinancial.co.uk for Lawton Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Lawton Financial Services a scam or clone?
Lawton Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lawton Financial Services?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Lawton Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lawton Financial Services?
Companies House lists one person with significant control of Lawton Financial Services: Mr Christopher Henry Lawton (25–50% of shares).
Who runs Lawton Financial Services?
Companies House lists one director of Lawton Financial Services: Christopher Henry Lawton.
How long has Lawton Financial Services been in business?
The company was formed on 4 November 2011.
What do Lawton Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£47.7k (down £25.4k from −£22.3k) and cash at bank of £16.1k (no earlier figure to compare).
Does Lawton Financial Services use any other names?
It has previously used 4 other names, including Lawton Financial Services, Bespoke Financial Advisors and Neon Mortgages.

Sources and links

The full report on Lawton Financial Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…