Laybuy Holdings (UK) Limited

Reference number: 963636

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On the register, but not FCA authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    c/o Samuel Alexander Ballinger, Christopher Jon Bennett, and Matthew Boyd Callaghan of FTI Consulting LLP, 200 Aldersgate, Aldersgate Street, London, EC1A 4HD, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode EC1A 4HD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Laybuy Trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
11156956
Company status
Liquidation
Company type
Private limited company
Incorporated
18 January 2018 (8 years old)
Registered office
200 Aldersgate Aldersgate Street, London, EC1A 4HD
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Raymond Rohloff Director Sep 1961 18 Jan 2018 1 other company
Phillip John Smith Director Mar 1979 10 Oct 2023 None
TAYLOR WESSING SECRETARIES LIMITED Corporate secretary Not published 18 Jan 2018 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
0
went insolvent
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

Laybuy Holdings (UK)’s history from the FCA register and Companies House, newest first.

Key events (2) All events (13)

2021

3 December 2021

  • Registered with the FCA

FCA register

2018

18 January 2018

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (2 shown here)
  • Every director appointment and resignation: 10
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Get the full report on Laybuy Holdings (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 1 background check on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Laybuy Holdings (UK) Limited FCA authorised?
Laybuy Holdings (UK) Limited (FRN 963636) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Laybuy Holdings (UK) a scam or clone?
Laybuy Holdings (UK) is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Laybuy Holdings (UK)?
Laybuy Holdings (UK) is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who runs Laybuy Holdings (UK)?
Companies House lists 2 directors of Laybuy Holdings (UK): Gary Raymond Rohloff and Phillip John Smith.
How long has Laybuy Holdings (UK) been in business?
The company was formed on 18 January 2018. Companies House now lists it as liquidation.
Does Laybuy Holdings (UK) use any other names?
It trades as Laybuy.

Sources and links

The full report on Laybuy Holdings (UK) Limited

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