Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 October 2024
- 1 thing worth a closer look in the background checks
Responsible principal firm
Meridian Finance Partners Ltd Reference number: 661646 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Laysa Limited (FRN 973539) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Laysa.
- Example: if Laysa refers you to a financial adviser, the advice should come from the principal firm, not from Laysa itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Rear of Unit 2, Geraldine Road, Birmingham, West Midlands, B25 8BE, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When laysaltd.co.uk first appeared online, and whether it can receive email
- What kind of line 07537 122056 is
- Who else gives the postcode B25 8BE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Meridian Finance Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- LAYSA LTD
- Company number
- 10410470 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 October 2016 (10 years old)
- Registered office
- 23 Lindale Avenue, Birmingham, B36 8HH, United Kingdom
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Safiya Jabeen | Director | Sep 1989 | 4 Oct 2016 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£69.9k
+31% from £53.5k
Employees (average)
2
Same as 2
Owed within a year
£326k
+19% from £274k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10410470. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Laysa’s history from the FCA register and Companies House, newest first.
2022
5 April 2022
- Became an introducer appointed representative
FCA register
2016
4 October 2016
- Incorporated at Companies House
- Safiya Jabeen took control (75–100% of shares)
- Safiya Jabeen appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Laysa
Other FCA-listed firms that share a director, phone number or address with Laysa. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Laysa
Other firms of the same type (car dealer), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Laysa
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 4 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Laysa Limited FCA authorised?
What does introducer appointed representative mean for Laysa?
What is Laysa’s phone number and website?
Is Laysa a scam or clone?
Is my money safe with Laysa?
Who owns Laysa?
Who runs Laysa?
How long has Laysa been in business?
What do Laysa’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk