Lazy Carpets Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2019
Accounts filed up to 31 October 2025

Responsible principal firm

SNAP FINANCE LIMITED Reference number: 741813 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Lazy Carpets Limited (FRN 970782) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Lazy Carpets.
Example: if Lazy Carpets refers you to a financial adviser, the advice should come from the principal firm, not from Lazy Carpets itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lazycarpets.com (opens in a new tab)
Phone number

07368 276312
Address

first floor, east wing, Sandfield House, Water Lane, Wilmslow, Cheshire East, SK9 5AR, United Kingdom

In the full report: 3 background checks

When lazycarpets.com first appeared online, and whether it can receive email
What kind of line 07368 276312 is, and the 2 other firms that give it
Who else gives the postcode SK9 5AR

Other names (2)

If you were contacted under any of these names, it is this firm.

Lazy Carpets and Floors Trading name: A name it trades under now.
Lazy Carpets Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12300676 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 November 2019 (6 years old)
Registered office: First Floor, East Wing, Sandfield House, Kings Close, Water Lane, Wilmslow, Cheshire, SK9 5AR, United Kingdom
Nature of business: Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew John Hoare	Director	Nov 1966	6 Nov 2019	3 other companies
Denis Paul Sudlow	Director	Jun 1971	6 Nov 2019	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3
are FCA-registered: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 3 companies these 2 directors run together

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£54.2k

−23% from £70.3k

Cash at bank

£82.5k

−8.5% from £90.2k

Employees (average)

5

Same as 5

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12300676. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lazy Carpets’s history from the FCA register and Companies House, newest first.

Key events (8) All events (11)

2025

13 January 2025

Andrew John Hoare stopped being a part-owner
Denis Paul Sudlow stopped being a part-owner
Dsah Holdings Limited took control (75–100% of shares)

Companies House

2023

17 May 2023

Changed its registered name from "Lazy Carpets Ltd"

FCA register

2022

25 February 2022

Became an introducer appointed representative

FCA register

2019

6 November 2019

Incorporated at Companies House
Andrew John Hoare became a part-owner (25–50% of shares)
Denis Paul Sudlow became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (8 shown here)
Every director appointment and resignation: 2

Firms connected to Lazy Carpets

Other FCA-listed firms that share a director, phone number or address with Lazy Carpets. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
no longer authorised: 1
share a director: 2

In the full report: all 5 connected firms, named

How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
Who links each one: the named directors, with dates

Firms like Lazy Carpets

Other firms of the same type (retailer), nearest first.

In Wilmslow

Kh Wilmslow LtdWilmslowAppointed representative Mantis Energy LtdWilmslowAppointed representative Microton Technology LimitedWilmslowAppointed representative Savage Sound & Vision LimitedWilmslowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lazy Carpets

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 11 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lazy Carpets Limited FCA authorised?

Lazy Carpets Limited (FRN 970782) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Lazy Carpets?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Lazy Carpets Limited (FRN 970782) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Lazy Carpets. Example: if Lazy Carpets refers you to a financial adviser, the advice should come from the principal firm, not from Lazy Carpets itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Lazy Carpets’ phone number and website?

The FCA register lists the phone number 07368 276312 and the website lazycarpets.com for Lazy Carpets. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.

Is Lazy Carpets a scam or clone?

Lazy Carpets is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lazy Carpets?

Protection works through Snap Finance Limited, the principal firm responsible for Lazy Carpets's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Lazy Carpets?

Lazy Carpets is owned by Dsah Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 January 2025. Before that, it was controlled by Mr Andrew John Hoare and Mr Denis Paul Sudlow.

Who runs Lazy Carpets?

Companies House lists 2 directors of Lazy Carpets: Andrew John Hoare and Denis Paul Sudlow.

How long has Lazy Carpets been in business?

The company was formed on 6 November 2019.

What do Lazy Carpets’ latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £54.2k (−23% from £70.3k) and cash at bank of £82.5k (−8.5% from £90.2k).

Does Lazy Carpets use any other names?

It trades as Lazy Carpets and Floors. It has previously used the name Lazy Carpets Ltd.