LBI 1 Limited

Reference number: 1007476

Instant download

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Ground Floor, 172 Edmund Street, Birmingham, B3 2HB, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode B3 2HB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lending Bridge Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15289341
Company status
Active
Company type
Private limited company
Incorporated
16 November 2023 (2 years old)
Registered office
Ground Floor,, 172 Edmund Street, Birmingham, B3 2HB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Balraj Singh Sohal Director May 1989 16 Nov 2023 17 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
1
is FCA-registered
1

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£498k

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£11.0m

Up £10.6m from £420k

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15289341. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Lbi 1’s history from the FCA register and Companies House, newest first.

2025

12 August 2025

  • Brindley Capital Group Limited gave up control
  • Lending Bridge Holdings Limited took control (75–100% of shares)

Companies House

2024

10 May 2024

  • Registered with the FCA

FCA register

2023

15 December 2023

  • Began trading as "Lending Bridge"

FCA register

16 November 2023

  • Incorporated at Companies House
  • Brindley Capital Group Limited took control (75–100% of shares)
  • Balraj Singh Sohal appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Lbi 1

Other FCA-listed firms that share a director, phone number or address with Lbi 1. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Get the full report on Lbi 1

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 1 background check on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is LBI 1 Limited FCA authorised?
LBI 1 Limited (FRN 1007476) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Lbi 1 a scam or clone?
Lbi 1 is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Lbi 1?
Money you hand to Lbi 1 is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Lbi 1?
Lbi 1 is owned by Lending Bridge Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 August 2025. Before that, it was controlled by Brindley Capital Group Limited.
Who runs Lbi 1?
Companies House lists one director of Lbi 1: Balraj Singh Sohal.
How long has Lbi 1 been in business?
The company was formed on 16 November 2023.
What do Lbi 1’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £498k (no earlier figure to compare).
Does Lbi 1 use any other names?
It trades as Lending Bridge.

Sources and links

The full report on LBI 1 Limited

£19.99 · Instant PDF download

Loading secure checkout…