LCHMG Limited

Reference number: 917521

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Appointed representative, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Responsible principal firm

Lasercare Clinics (Harrogate) Ltd Reference number: 734737 Caution View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LCHMG Limited (FRN 917521) is an AR of Lasercare Clinics (Harrogate) Ltd (FRN 734737). When you use LCHMG's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LCHMG, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    c/o The Official Receiver Or Manchester, J Sullivan 16th Floor, 1 Westfield Avenue, London, E20 1HZ, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode E20 1HZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Harley Medical Trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Lchmg’s history from the FCA register and Companies House, newest first.

2019

28 November 2019

  • Became an appointed representative
  • Began trading as "Harley Medical"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Lchmg

Other FCA-listed firms that share a director, phone number or address with Lchmg. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Get the full report on Lchmg

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 background check on its contact details
  • All 2 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is LCHMG Limited FCA authorised?
LCHMG Limited (FRN 917521) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lchmg?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LCHMG Limited (FRN 917521) is an AR of Lasercare Clinics (Harrogate) Ltd (FRN 734737). When you use Lchmg's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lchmg, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is Lchmg a scam or clone?
Lchmg is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lchmg?
Lchmg is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Does Lchmg use any other names?
It trades as Harley Medical.

Sources and links

The full report on LCHMG Limited

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