LCT Builder Ltd

Reference number: 1052329

Instant download

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 26 February 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    lctbuilders.co.uk

  • Last known phone number

    020 8653 2291

  • Last known address

    Flat 1, 5 Sandfield Road, Thornton Heath, Croydon, CR7 8AW, United Kingdom

In the full report: 3 background checks

  • When lctbuilders.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8653 2291 is
  • Who else gives the postcode CR7 8AW
Instant PDF download

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14252660
Company status
Active
Company type
Private limited company
Incorporated
25 July 2022 (4 years old)
Registered office
Kemp House, 160 City Road, London, EC1V 2NX, United Kingdom
Nature of business
  • Trade of electricity (SIC 35140)

Directors and company secretaries

Name Role Born Appointed Other companies
Milton Anthony Howlett Director Sep 1960 25 Jul 2022 None
Annmarie Elizabeth Fuller Director Aug 1968 24 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 July 2026Micro-entity accountsNot audited

Net assets

£45.1k

+209% from £14.6k

Employees (average)

2

Same as 2

Owed within a year

£40.6k

+239% from £12.0k

Net assets

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14252660. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

LCT Builder’s history from the FCA register and Companies House, newest first.

2026

26 February 2026

  • Stopped being an appointed representative

FCA register

24 January 2026

  • Annmarie Elizabeth Fuller appointed as a director

Companies House

2022

25 July 2022

  • Incorporated at Companies House
  • Annmarie Elizabeth Fuller became a part-owner (25–50% of shares)
  • Milton Anthony Howlett became a part-owner (25–50% of shares)
  • Milton Anthony Howlett appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on LCT Builder

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is LCT Builder Ltd FCA authorised?
No. LCT Builder Ltd (FRN 1052329) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is LCT Builder a scam or clone?
LCT Builder is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with LCT Builder?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with LCT Builder has no cover, because it is no longer permitted to carry it out.
Who owns LCT Builder?
Companies House lists 2 people with significant control of LCT Builder: Miss Annmarie Elizabeth Fuller (25–50% of shares) and Mr Milton Anthony Howlett (25–50% of shares).
Who runs LCT Builder?
Companies House lists 2 directors of LCT Builder: Milton Anthony Howlett and Annmarie Elizabeth Fuller.
How long has LCT Builder been in business?
The company was formed on 25 July 2022.
What do LCT Builder’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £45.1k (+209% from £14.6k).

Sources and links

The full report on LCT Builder Ltd

£19.99 · Instant PDF download

Loading secure checkout…