Lddpro Ltd

Reference number: 1055589

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

PREMIER INSURANCE SERVICES LIMITED Reference number: 305009 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LDDPRO LTD (FRN 1055589) is an AR of PREMIER INSURANCE SERVICES LIMITED (FRN 305009). When you use LDDPRO's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LDDPRO, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When carfinance4uk.co.uk first appeared online, and whether it can receive email
  • What kind of line 07957 589040 is
  • Who else gives the postcode RM1 4UT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • CarFinance4UK Trading name
  • LDDPRO Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premier Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
LDDPRO LIMITED
Company number
12355774
Company status
Active
Company type
Private limited company
Incorporated
9 December 2019 (6 years old)
Registered office
1 Waterside Station Road, Harpenden, AL5 4US, England
Nature of business
  • Construction of commercial buildings (SIC 41201)
  • Construction of domestic buildings (SIC 41202)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Dmitrijs Lalins Director Jun 1992 9 Dec 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£244k

−11% from £275k

Cash at bank

£372k

−32% from £544k

Employees (average)

3

Same as 3

Owed within a year

£11.5k

−71% from £39.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12355774. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lddpro’s history from the FCA register and Companies House, newest first.

2026

3 June 2026

  • Changed its registered name from "LDDPRO Limited"
  • Became an appointed representative
  • Began trading as "CarFinance4UK"

FCA register

2019

9 December 2019

  • Incorporated at Companies House
  • Dmitrijs Lalins took control (75–100% of shares)
  • Dmitrijs Lalins appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Lddpro

Other firms of the same type (car dealer), nearest first.

In Romford

Glyn Hopkin LimitedRomfordAppointed representativeAlloy Fix LtdRomfordAppointed representativeCar City LimitedRomfordAppointed representativeCarlovers Sales LtdRomfordAppointed representativeAmanah Prestige LimitedRomfordAuthorisedAsif Quraishi T/A AQ MotorsRomfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lddpro

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Lddpro Ltd FCA authorised?
Lddpro Ltd (FRN 1055589) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lddpro?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lddpro Ltd (FRN 1055589) is an AR of PREMIER INSURANCE SERVICES LIMITED (FRN 305009). When you use Lddpro's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lddpro, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lddpro’s phone number and website?
The FCA register lists the phone number 07957 589040 and the website carfinance4uk.co.uk for Lddpro. If you were given different contact details, use these to check with the firm before going any further.
Is Lddpro a scam or clone?
Lddpro is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lddpro?
Protection works through Premier Insurance Services Limited, the principal firm responsible for Lddpro's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lddpro?
Companies House lists one person with significant control of Lddpro: Mr Dmitrijs Lalins (75–100% of shares).
Who runs Lddpro?
Companies House lists one director of Lddpro: Dmitrijs Lalins.
How long has Lddpro been in business?
The company was formed on 9 December 2019.
What do Lddpro’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £244k (−11% from £275k) and cash at bank of £372k (−32% from £544k).
Does Lddpro use any other names?
It trades as CarFinance4UK. It has previously used the name LDDPRO Limited.

Sources and links

The full report on Lddpro Ltd

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