Lead Technologies (Europe) Limited

Reference number: 947409

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lead-tech.co.uk first appeared online, and whether it can receive email
  • What kind of line 01943 462551 is
  • Who else gives the postcode LS19 7ZA
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Other names (14)

If you were contacted under any of these names, it is this firm.

  • Advise Me Trading name
  • Compare Health Trading name
  • Compare Pension Annuity Trading name
  • Equity Release Advice Trading name
  • Local Financial Advice Trading name
  • My Pension Choices Trading name
  • Brown Bread Former trading name
  • compare-health.co.uk Former trading name
  • ComparePensionAnnuity.co.uk Former trading name
  • Financial-Advisor Former trading name
  • Lead Tech Former trading name
  • Life and Finance Former trading name
  • My Retirement Options Former trading name
  • Smart Ostrich Former trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Investments & pensions FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06574342
Company status
Active
Company type
Private limited company
Incorporated
23 April 2008 (18 years old)
Registered office
Airport West Lancaster Way, Yeadon, Leeds, LS19 7ZA, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Michael Walsh Director Sep 1969 23 Apr 2008 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

4 months to 30 April 2025Small company accountsNot audited

Net assets

−£124k

Down £23.5k from −£101k

Cash at bank

£9,962

−81% from £51.5k

Employees (average)

40

−7% from 43

Owed within a year

£1.11m

+46% from £758k

Net assets are negative: on its last balance sheet the company owed £124k more than it owned.

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06574342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lead Technologies (Europe)’s history from the FCA register and Companies House, newest first.

Key events (12) All events (44)

2026

7 July 2026

  • Afh Financial Group Limited took control (75–100% of shares)

Companies House

2025

25 November 2025

  • Nigel Kenneth Borwell stopped being the majority owner

Companies House

1 November 2025

  • Nigel Kenneth Borwell became the majority owner (50–75% of shares)

Companies House

30 April 2025

  • Nigel Kenneth Borwell stopped being a part-owner
  • Paul Michael Walsh no longer has significant control

Companies House

2021

10 August 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 June 2017

  • Samantha Tracy Walsh no longer has significant control

Companies House

2016

1 July 2016

  • Nigel Kenneth Borwell became a part-owner (25–50% of shares)
  • Paul Michael Walsh gained significant control
  • Samantha Tracy Walsh gained significant control

Companies House

2008

23 April 2008

  • Incorporated at Companies House

Companies House

In the full report: all 44 events

  • All 44 events in its history (12 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Lead Technologies (Europe)

Other FCA-listed firms that share a director, phone number or address with Lead Technologies (Europe). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Lead Technologies (Europe)

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Leeds (LS) postcode area

2M Financial Services LtdLeedsAuthorisedAge Partnership LimitedLeedsAuthorisedBluegate Finance LtdLeedsAuthorisedBluewatch Services (UK) LimitedLeedsAuthorisedFHFS Group LtdTadcasterAuthorisedGrove Mortgages LtdIlkleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lead Technologies (Europe)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 44 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lead Technologies (Europe) Limited FCA authorised?
Yes, Lead Technologies (Europe) Limited (FRN 947409) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2021 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Lead Technologies (Europe)’s phone number and website?
The FCA register lists the phone number 01943 462551 and the website lead-tech.co.uk for Lead Technologies (Europe). If you were given different contact details, use these to check with the firm before going any further.
Is Lead Technologies (Europe) a scam or clone?
Lead Technologies (Europe) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lead Technologies (Europe)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lead Technologies (Europe) to the Financial Ombudsman Service, free of charge.
Who owns Lead Technologies (Europe)?
Lead Technologies (Europe) is owned by Afh Financial Group Limited, which holds 75–100% of shares and 75–100% of votes, since 7 July 2026. Before that, it was controlled by Mr Paul Michael Walsh, Mr Nigel Kenneth Borwell and Mrs Samantha Tracy Walsh.
Who runs Lead Technologies (Europe)?
Companies House lists one director of Lead Technologies (Europe): Paul Michael Walsh.
How long has Lead Technologies (Europe) been in business?
The company was formed on 23 April 2008, and has held its current FCA authorisation since August 2021.
What do Lead Technologies (Europe)’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£124k (down £23.5k from −£101k) and cash at bank of £9,962 (−81% from £51.5k).
Does Lead Technologies (Europe) use any other names?
It trades as Advise Me, Compare Health, Compare Pension Annuity, Equity Release Advice and Local Financial Advice, and 1 more names. It has previously used 8 other names, including Brown Bread, compare-health.co.uk and ComparePensionAnnuity.co.uk.

Sources and links

The full report on Lead Technologies (Europe) Limited

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