Leasehold Finance Ltd

Reference number: 1024784

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

What the FCA says

Deferred Payment Credit (Buy Now Pay Later) - temporary permission

This firm has temporary permission to provide Deferred Payment Credit (Buy Now Pay Later) agreements. This means it’s considered authorised by the FCA, but it hasn't been assessed against the standards required for full authorisation. The firm still has to follow our rules and guidance, and if consumers have a complaint about a Buy Now Pay Later agreement, they can contact the Financial Ombudsman Service if they’re not happy with the response they get from the firm.

  • This firm is operating under temporary permission while it seeks full UK authorisation. What it is permitted to do could change.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    66 Paul Street, London, EC2A 4NA, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode EC2A 4NA
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated deferred payment credit agreements as lender
  • Exercising, or having the right to exercise, the lender’s rights and duties under regulated deferred payment credit agreements

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 December 2024 (1 year old)
Registered office
66 Paul Street, London, EC2A 4NA, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Eva Berg-Winters Director Apr 1976 27 Dec 2024 5 other companies
Josef Alexander Wasinski Director Jan 1992 27 Dec 2024 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
run together
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£10.2k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£22.7k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16153257. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Leasehold Finance’s history from the FCA register and Companies House, newest first.

2026

14 July 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

27 December 2024

  • Incorporated at Companies House
  • Leasehold Services Ltd took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Leasehold Finance

Other firms of the same type (lender), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Leasehold Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 1 background check on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Leasehold Finance Ltd FCA authorised?
Yes, Leasehold Finance Ltd (FRN 1024784) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2026 and works as a lender. The FCA has placed no limits on its permissions.
Is Leasehold Finance a scam or clone?
Leasehold Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Leasehold Finance?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Leasehold Finance to the Financial Ombudsman Service, free of charge.
Who owns Leasehold Finance?
Leasehold Finance is owned by Leasehold Services Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 December 2024.
Who runs Leasehold Finance?
Companies House lists 2 directors of Leasehold Finance: Eva Berg-Winters and Josef Alexander Wasinski.
How long has Leasehold Finance been in business?
The company was formed on 27 December 2024, and has held its current FCA authorisation since July 2026.
What do Leasehold Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £10.2k (no earlier figure to compare).

Sources and links

The full report on Leasehold Finance Ltd

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