Lee Breeds Financial Services Ltd

Reference number: 606986

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lee Breeds Financial Services Ltd (FRN 606986) is an AR of Openwork Limited (FRN 408285). When you use Lee Breeds Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lee Breeds Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07713 946072

  • Address

    Bank Top House, Church Street, Topcliffe Thirsk, North Yorkshire, YO7 3PA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07713 946072 is
  • Who else gives the postcode YO7 3PA
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Simplysportscover Trading name: A name it trades under now.
  • Lee Glenn Breeds Former name: A name it was registered under before.
  • Future Financial Services Former trading name: A name it used to trade under.
  • Simply Sick Pay Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 February 2023 (3 years old)
Registered office
16-18 Station Road Chapeltown, Sheffield, South Yorkshire, S35 2XH, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Glenn Breeds Director Dec 1974 8 Feb 2023 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

−£38.3k

Down £39.2k from £929

Cash at bank

£47.5k

+21% from £39.2k

Employees (average)

1

Same as 1

Owed within a year

£90.4k

+104% from £44.4k

Net assets are negative: on its last balance sheet the company owed £38.3k more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14648626. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Lee Breeds Financial Services’s history from the FCA register and Companies House, newest first.

2023

28 February 2023

  • Changed its registered name from "Lee Glenn Breeds"

FCA register

8 February 2023

  • Incorporated at Companies House
  • Lee Glenn Breeds took control (75–100% of shares)

Companies House

2013

6 September 2013

  • Became an appointed representative

FCA register

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Lee Breeds Financial Services

Other firms of the same type (financial adviser), nearest first.

In the York (YO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lee Breeds Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is Lee Breeds Financial Services Ltd FCA authorised?
Lee Breeds Financial Services Ltd (FRN 606986) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lee Breeds Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lee Breeds Financial Services Ltd (FRN 606986) is an AR of Openwork Limited (FRN 408285). When you use Lee Breeds Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lee Breeds Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lee Breeds Financial Services’ phone number?
The FCA register lists the phone number 07713 946072 for Lee Breeds Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Lee Breeds Financial Services a scam or clone?
Lee Breeds Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lee Breeds Financial Services?
Protection works through Openwork Limited, the principal firm responsible for Lee Breeds Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lee Breeds Financial Services?
Companies House lists one person with significant control of Lee Breeds Financial Services: Mr Lee Glenn Breeds (75–100% of shares).
Who runs Lee Breeds Financial Services?
Companies House lists one director of Lee Breeds Financial Services: Lee Glenn Breeds.
How long has Lee Breeds Financial Services been in business?
The company was formed on 8 February 2023.
What do Lee Breeds Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of −£38.3k (down £39.2k from £929) and cash at bank of £47.5k (+21% from £39.2k).
Does Lee Breeds Financial Services use any other names?
It trades as Simplysportscover. It has previously used 3 other names: Lee Glenn Breeds, Future Financial Services and Simply Sick Pay.

Sources and links

The full report on Lee Breeds Financial Services Ltd

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